HousingHandbookReference data

U.S. ZIP Code · TX76579

Bell County · Killeen-Temple, TX

Typical home value

$258,185[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.4%
5-year / yr
+3.9%
10-year / yr
+5.7%

Relative price

vs U.S.
-9.1%
vs metro
-3.9%
vs state
-1.4%
ZIP 76579 location in TX
Location of ZIP 76579 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 76579 is worth $258,185 — 3.9% below the Killeen-Temple, TX median. Over the past year, values have fallen 3.4%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$2,811[3]

#Climate risk

FEMA National Risk Index ratings for Bell County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
5,448[3]
Median household income
$85,480[3]

#Migration

Household moves in and out of Bell County over a year, from IRS tax-return data.

Net migration
+678[5]
Moved in
16,231
Moved out
15,553

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • TROY H S

    High · Grades 9–12 · TROY ISD

    497 students

  • EDNA BIGHAM MAYS EL

    Elementary · Grades PK–2 · TROY ISD

    433 students

  • RAYMOND MAYS MIDDLE

    Middle · Grades 6–8 · TROY ISD

    404 students

  • TROY EL

    Elementary · Grades 3–5 · TROY ISD

    372 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,306
Loan principal$206,548
Down payment$51,637
Total interest paid$263,441

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,755
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
18th percentile[1]
Rental yield
[2]
Property tax
52nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 76579?
The typical home in 76579 is worth $258,185, based on the Zillow Home Value Index.
Are home values rising in 76579?
Home values in 76579 are down 3.4% over the past year, and up 3.9% a year over five years.
What is the property tax rate in 76579?
The effective property tax rate in 76579 is 1.1% — roughly $2,811 a year on a typical home.
Who lives in 76579?
ZIP code 76579 has a population of 5,448 and a median household income of $85,480.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Killeen, TX

    Typical home
    $258,096
    Gross yield
    6.5%
  • McGregor, TX

    Typical home
    $253,938
    Gross yield
  • Gatesville, TX

    Typical home
    $242,246
    Gross yield
    6.6%
  • Temple, TX

    Typical home
    $278,928
    Gross yield
    7.0%
  • Rogers, TX

    Typical home
    $285,177
    Gross yield
  • Killeen, TX

    Typical home
    $228,382
    Gross yield
    7.1%

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