How much is a home worth in ZIP code 78132?

The typical home in 78132 is worth $563,377, based on the Zillow Home Value Index.

Are home values rising in 78132?

Home values in 78132 are down 2.8% over the past year, and up 3.8% a year over five years.

What is the typical rent in 78132?

A typical home in 78132 rents for about $1,545 a month, a gross rental yield of 3.3%.

What is the property tax rate in 78132?

The effective property tax rate in 78132 is 1.1% — roughly $6,192 a year on a typical home.

ZIP code 78132 has a population of 40,953 and a median household income of $135,315.

HousingHandbookReference data

…

U.S. ZIP Code · TX78132

Comal County · San Antonio-New Braunfels, TX

Typical home value

$563,377^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.8%
5-year / yr: +3.8%
10-year / yr: +5.1%

Relative price

vs U.S.: +98.3%
vs metro: +97.4%
vs state: +115.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78132 is worth $563,377 — 97.4% above the San Antonio-New Braunfels, TX median. Over the past year, values have fallen 2.8%. Homes here rent for a typical $1,545 a month — a 3.3% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,545^[2]
Gross yield: 3.3%^[2]
Cap rate: 2.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.1%^[3]
Typical annual tax: $6,192^[3]

#Climate risk

FEMA National Risk Index ratings for Comal County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Relatively Low
Tornado: Relatively High
Earthquake: Very Low
Winter weather: Relatively High

#Who lives here

Population: 40,953^[3]
Median household income: $135,315^[3]

#Migration

Household moves in and out of Comal County over a year, from IRS tax-return data.

Net migration: +2,839^[5]
Moved in: 9,865
Moved out: 7,026

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 3
Middle: 3
High: 0

OAKRUN MIDDLE
Middle · Grades 6–8 · NEW BRAUNFELS ISD
960 students
VERAMENDI EL
Elementary · Grades PK–5 · NEW BRAUNFELS ISD
943 students
DANVILLE MIDDLE
Middle · Grades 6–8 · COMAL ISD
920 students
MT VALLEY MIDDLE
Middle · Grades 6–8 · COMAL ISD
834 students
HOFFMANN LANE EL
Elementary · Grades PK–5 · COMAL ISD
717 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.3%

Net yield (after ~40% expenses)2.0%

Annual rent$18,535

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,849

Loan principal$450,702

Down payment$112,675

Total interest paid$574,845

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.48

Monthly cost to own$3,835

Monthly rent$1,545

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 80th percentile^[1]
Rental yield: 8th percentile^[2]
Property tax: 21st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 78132?: The typical home in 78132 is worth $563,377, based on the Zillow Home Value Index.
Are home values rising in 78132?: Home values in 78132 are down 2.8% over the past year, and up 3.8% a year over five years.
What is the typical rent in 78132?: A typical home in 78132 rents for about $1,545 a month, a gross rental yield of 3.3%.
What is the property tax rate in 78132?: The effective property tax rate in 78132 is 1.1% — roughly $6,192 a year on a typical home.
Who lives in 78132?: ZIP code 78132 has a population of 40,953 and a median household income of $135,315.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

78266 vs 78132 →
Garden Ridge, TX
Typical home
$572,424
Gross yield
—
78070 vs 78132 →
Canyon Lake CDP, TX
Typical home
$575,370
Gross yield
—
78255
Cross Mountain CDP, TX
Typical home
$548,793
Gross yield
4.0%
78056
San Antonio, TX
Typical home
$548,423
Gross yield
—
78013
Comfort CDP, TX
Typical home
$540,376
Gross yield
—
78006
Boerne, TX
Typical home
$594,321
Gross yield
2.9%

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Pit ZIP 78132 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · TX78132

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