How much is a home worth in ZIP code 78221?

The typical home in 78221 is worth $180,946, based on the Zillow Home Value Index.

Are home values rising in 78221?

Home values in 78221 are down 4.0% over the past year, and down 0.7% a year over five years.

What is the typical rent in 78221?

A typical home in 78221 rents for about $1,136 a month, a gross rental yield of 7.5%.

What is the property tax rate in 78221?

The effective property tax rate in 78221 is 1.2% — roughly $2,159 a year on a typical home.

ZIP code 78221 has a population of 42,178 and a median household income of $63,811.

HousingHandbookReference data

…

U.S. ZIP Code · TX78221

Bexar County · San Antonio-New Braunfels, TX

Typical home value

$180,946^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -4.0%
5-year / yr: -0.7%
10-year / yr: +4.6%

Relative price

vs U.S.: -36.3%
vs metro: -36.6%
vs state: -30.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78221 is worth $180,946 — 36.6% below the San Antonio-New Braunfels, TX median. Over the past year, values have fallen 4.0%. Homes here rent for a typical $1,136 a month — a 7.5% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,136^[2]
Gross yield: 7.5%^[2]
Cap rate: 4.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.2%^[3]
Typical annual tax: $2,159^[3]

#Climate risk

FEMA National Risk Index ratings for Bexar County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Very High
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Relatively Moderate
Tornado: Very High
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 42,178^[3]
Median household income: $63,811^[3]

#Migration

Household moves in and out of Bexar County over a year, from IRS tax-return data.

Net migration: +2,764^[5]
Moved in: 46,275
Moved out: 43,511

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 17
Elementary: 8
Middle: 4
High: 4

SOUTHSIDE H S
High · Grades 9–12 · SOUTHSIDE ISD
1,747 students
MCCOLLUM H S
High · Grades 9–12 · HARLANDALE ISD
1,466 students
COLONEL MIGUEL MENCHACA EARLY CHILDHOOD CENTER
Elementary · Grades PK–K · SOUTHSIDE ISD
930 students
IDEA SOUTH FLORES COLLEGE PREPARATORY
High · Grades 6–12 · IDEA PUBLIC SCHOOLS
740 students
IDEA SOUTH FLORES ACADEMY
Elementary · Grades K–5 · IDEA PUBLIC SCHOOLS
712 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.5%

Net yield (after ~40% expenses)4.5%

Annual rent$13,629

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$915

Loan principal$144,757

Down payment$36,189

Total interest paid$184,630

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.10

Monthly cost to own$1,245

Monthly rent$1,136

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 11th percentile^[1]
Rental yield: 65th percentile^[2]
Property tax: 31st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 78221?: The typical home in 78221 is worth $180,946, based on the Zillow Home Value Index.
Are home values rising in 78221?: Home values in 78221 are down 4.0% over the past year, and down 0.7% a year over five years.
What is the typical rent in 78221?: A typical home in 78221 rents for about $1,136 a month, a gross rental yield of 7.5%.
What is the property tax rate in 78221?: The effective property tax rate in 78221 is 1.2% — roughly $2,159 a year on a typical home.
Who lives in 78221?: ZIP code 78221 has a population of 42,178 and a median household income of $63,811.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

78208 vs 78221 →
San Antonio, TX
Typical home
$180,479
Gross yield
10.6%
78223 vs 78221 →
San Antonio, TX
Typical home
$186,084
Gross yield
8.8%
78201
San Antonio, TX
Typical home
$174,925
Gross yield
7.5%
78228
San Antonio, TX
Typical home
$173,185
Gross yield
9.6%
78219
San Antonio, TX
Typical home
$172,338
Gross yield
9.9%
78229
San Antonio, TX
Typical home
$192,948
Gross yield
6.9%

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Pit ZIP 78221 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · TX78221

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