HousingHandbookReference data

U.S. ZIP Code · CO81525

Mesa County · Grand Junction, CO

Typical home value

$483,649[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.8%
5-year / yr
+6.2%
10-year / yr
+7.4%

Relative price

vs U.S.
+70.3%
vs metro
-3.2%
vs state
-3.6%
ZIP 81525 location in CO
Location of ZIP 81525 in CO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 81525 is worth $483,649 — 3.2% below the Grand Junction, CO median. Over the past year, values have risen 6.8%. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$1,917[3]

#Climate risk

FEMA National Risk Index ratings for Mesa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
1,127[3]
Median household income
$113,796[3]

#Migration

Household moves in and out of Mesa County over a year, from IRS tax-return data.

Net migration
+797[5]
Moved in
4,234
Moved out
3,437

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,446
Loan principal$386,919
Down payment$96,730
Total interest paid$493,494

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,010
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
43rd percentile[1]
Rental yield
[2]
Property tax
64th percentile[3]

Frequently asked

How much is a home worth in ZIP code 81525?
The typical home in 81525 is worth $483,649, based on the Zillow Home Value Index.
Are home values rising in 81525?
Home values in 81525 are up 6.8% over the past year, and up 6.2% a year over five years.
What is the property tax rate in 81525?
The effective property tax rate in 81525 is 0.4% — roughly $1,917 a year on a typical home.
Who lives in 81525?
ZIP code 81525 has a population of 1,127 and a median household income of $113,796.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Fruita, CO

    Typical home
    $482,696
    Gross yield
    4.4%
  • Grand Junction, CO

    Typical home
    $499,474
    Gross yield
    4.7%
  • Grand Junction, CO

    Typical home
    $519,760
    Gross yield
    4.4%
  • CO

    Typical home
    $528,081
    Gross yield
  • Collbran, CO

    Typical home
    $419,456
    Gross yield
  • Palisade, CO

    Typical home
    $558,055
    Gross yield
    4.0%

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