How much is a home worth in ZIP code 81521?

The typical home in 81521 is worth $482,696, based on the Zillow Home Value Index.

Are home values rising in 81521?

Home values in 81521 are up 3.2% over the past year, and up 6.1% a year over five years.

What is the typical rent in 81521?

A typical home in 81521 rents for about $1,753 a month, a gross rental yield of 4.4%.

What is the property tax rate in 81521?

The effective property tax rate in 81521 is 0.4% — roughly $1,893 a year on a typical home.

ZIP code 81521 has a population of 16,613 and a median household income of $88,458.

HousingHandbookReference data

…

U.S. ZIP Code · CO81521

Mesa County · Grand Junction, CO

Typical home value

$482,696^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.2%
5-year / yr: +6.1%
10-year / yr: +7.3%

Relative price

vs U.S.: +69.9%
vs metro: -3.4%
vs state: -3.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 81521 is worth $482,696 — 3.4% below the Grand Junction, CO median. Over the past year, values have risen 3.2%. Homes here rent for a typical $1,753 a month — a 4.4% gross rental yield. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,753^[2]
Gross yield: 4.4%^[2]
Cap rate: 2.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.4%^[3]
Typical annual tax: $1,893^[3]

#Climate risk

FEMA National Risk Index ratings for Mesa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Not Applicable
Tornado: Very Low
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 16,613^[3]
Median household income: $88,458^[3]

#Migration

Household moves in and out of Mesa County over a year, from IRS tax-return data.

Net migration: +797^[5]
Moved in: 4,234
Moved out: 3,437

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 4
Middle: 1
High: 1

Fruita Monument High School
High · Grades 10–12 · Mesa County Valley School District No. 51
1,273 students
Fruita 8/9 School
Secondary · Grades 8–9 · Mesa County Valley School District No. 51
591 students
Fruita Middle School
Middle · Grades 6–7 · Mesa County Valley School District No. 51
459 students
Shelledy Elementary School
Elementary · Grades PK–5 · Mesa County Valley School District No. 51
398 students
Rim Rock Elementary School
Elementary · Grades PK–5 · Mesa County Valley School District No. 51
330 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.4%

Net yield (after ~40% expenses)2.6%

Annual rent$21,033

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,441

Loan principal$386,157

Down payment$96,539

Total interest paid$492,522

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.71

Monthly cost to own$3,000

Monthly rent$1,753

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 29th percentile^[1]
Rental yield: 25th percentile^[2]
Property tax: 57th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 81521?: The typical home in 81521 is worth $482,696, based on the Zillow Home Value Index.
Are home values rising in 81521?: Home values in 81521 are up 3.2% over the past year, and up 6.1% a year over five years.
What is the typical rent in 81521?: A typical home in 81521 rents for about $1,753 a month, a gross rental yield of 4.4%.
What is the property tax rate in 81521?: The effective property tax rate in 81521 is 0.4% — roughly $1,893 a year on a typical home.
Who lives in 81521?: ZIP code 81521 has a population of 16,613 and a median household income of $88,458.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

81525 vs 81521 →
CO
Typical home
$483,649
Gross yield
—
81505 vs 81521 →
Grand Junction, CO
Typical home
$499,474
Gross yield
4.7%
81506
Grand Junction, CO
Typical home
$519,760
Gross yield
4.4%
81643
CO
Typical home
$528,081
Gross yield
—
81624
Collbran, CO
Typical home
$419,456
Gross yield
—
81526
Palisade, CO
Typical home
$558,055
Gross yield
4.0%

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#Jump to section

U.S. ZIP Code · CO81521

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