HousingHandbookReference data

U.S. ZIP Code · AZ86046

Coconino County · Flagstaff, AZ

Typical home value

$439,744[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.2%
5-year / yr
+5.9%
10-year / yr
+8.4%

Relative price

vs U.S.
+54.8%
vs metro
-20.3%
vs state
+13.0%
ZIP 86046 location in AZ
Location of ZIP 86046 in AZ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 86046 is worth $439,744 — 20.3% below the Flagstaff, AZ median. Over the past year, values have risen 0.2%. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$1,348[3]

#Climate risk

FEMA National Risk Index ratings for Coconino County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Very Low
Heat wave
Relatively Low
Hurricane
No Rating
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
6,574[3]
Median household income
$79,095[3]

#Migration

Household moves in and out of Coconino County over a year, from IRS tax-return data.

Net migration
-710[5]
Moved in
4,803
Moved out
5,513

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
2
Middle
0
High
3
  • Williams Elementary/Middle School

    Elementary · Grades PK–8 · Williams Unified District (4193)

    412 students

  • Williams High School

    High · Grades 9–12 · Williams Unified District (4193)

    250 students

  • Heritage Elementary - Williams

    Elementary · Grades K–8 · Heritage Elementary School (81076)

    51 students

  • CAVIAT - Williams High School

    High · Grades 9–12 · Coconino Association for Vocation Industry and Tec (79381)

    0 students

  • CAVIAT-Williams Central Program

    High · Grades 9–12 · Coconino Association for Vocation Industry and Tec (79381)

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,224
Loan principal$351,795
Down payment$87,949
Total interest paid$448,695

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,704
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
33rd percentile[1]
Rental yield
[2]
Property tax
27th percentile[3]

Frequently asked

How much is a home worth in ZIP code 86046?
The typical home in 86046 is worth $439,744, based on the Zillow Home Value Index.
Are home values rising in 86046?
Home values in 86046 are up 0.2% over the past year, and up 5.9% a year over five years.
What is the property tax rate in 86046?
The effective property tax rate in 86046 is 0.3% — roughly $1,348 a year on a typical home.
Who lives in 86046?
ZIP code 86046 has a population of 6,574 and a median household income of $79,095.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Mormon Lake CDP, AZ

    Typical home
    $402,649
    Gross yield
  • Page, AZ

    Typical home
    $379,417
    Gross yield
  • Blue Ridge CDP, AZ

    Typical home
    $507,051
    Gross yield
  • Bellemont CDP, AZ

    Typical home
    $551,830
    Gross yield
  • Forest Lakes CDP, AZ

    Typical home
    $555,213
    Gross yield
  • Fredonia, AZ

    Typical home
    $299,042
    Gross yield

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