HousingHandbookReference data

U.S. ZIP Code · CA91320

Ventura County · Oxnard-Thousand Oaks-Ventura, CA

Typical home value

$1,029,100[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.4%
5-year / yr
+4.2%
10-year / yr
+4.3%

Relative price

vs U.S.
+262.3%
vs metro
+14.0%
vs state
+46.9%
ZIP 91320 location in CA
Location of ZIP 91320 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 91320 is worth $1,029,100 — 14.0% above the Oxnard-Thousand Oaks-Ventura, CA median. Over the past year, values have fallen 0.4%. Homes here rent for a typical $3,399 a month — a 4.0% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,399[2]
Gross yield
4.0%[2]
Cap rate
2.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$7,338[3]

#Climate risk

FEMA National Risk Index ratings for Ventura County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Very High
Coastal flood
Relatively Moderate
Wildfire
Relatively High
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
No Rating
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
43,472[3]
Median household income
$148,991[3]

#Migration

Household moves in and out of Ventura County over a year, from IRS tax-return data.

Net migration
-2,337[5]
Moved in
15,164
Moved out
17,501

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
6
Middle
1
High
1
  • Newbury Park High

    High · Grades 9–12 · Conejo Valley Unified

    2,080 students

  • Sycamore Canyon

    Elementary · Grades K–8 · Conejo Valley Unified

    954 students

  • Sequoia Middle

    Middle · Grades 6–8 · Conejo Valley Unified

    843 students

  • Env Acad of Research Tech and Earth Scis

    Elementary · Grades K–5 · Conejo Valley Unified

    541 students

  • Banyan Elementary

    Elementary · Grades K–5 · Conejo Valley Unified

    412 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.0%
Net yield (after ~40% expenses)2.4%
Annual rent$40,788

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$5,204
Loan principal$823,280
Down payment$205,820
Total interest paid$1,050,048

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.96
Monthly cost to own$6,670
Monthly rent$3,399

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
40th percentile[1]
Rental yield
50th percentile[2]
Property tax
52nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 91320?
The typical home in 91320 is worth $1,029,100, based on the Zillow Home Value Index.
Are home values rising in 91320?
Home values in 91320 are down 0.4% over the past year, and up 4.2% a year over five years.
What is the typical rent in 91320?
A typical home in 91320 rents for about $3,399 a month, a gross rental yield of 4.0%.
What is the property tax rate in 91320?
The effective property tax rate in 91320 is 0.7% — roughly $7,338 a year on a typical home.
Who lives in 91320?
ZIP code 91320 has a population of 43,472 and a median household income of $148,991.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Thousand Oaks, CA

    Typical home
    $1,024,751
    Gross yield
    3.9%
  • San Buenaventura (Ventura), CA

    Typical home
    $987,679
    Gross yield
    3.8%
  • Moorpark, CA

    Typical home
    $945,380
    Gross yield
    3.6%
  • Camarillo, CA

    Typical home
    $921,694
    Gross yield
    4.0%
  • Camarillo, CA

    Typical home
    $921,595
    Gross yield
    3.7%
  • San Buenaventura (Ventura), CA

    Typical home
    $908,171
    Gross yield
    3.7%

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