HousingHandbookReference data

U.S. ZIP Code · CA91786

San Bernardino County · Riverside-San Bernardino-Ontario, CA

Typical home value

$724,294[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.3%
5-year / yr
+5.0%
10-year / yr
+6.2%

Relative price

vs U.S.
+155.0%
vs metro
+35.8%
vs state
+3.4%
ZIP 91786 location in CA
Location of ZIP 91786 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 91786 is worth $724,294 — 35.8% above the Riverside-San Bernardino-Ontario, CA median. Over the past year, values have risen 0.3%. Homes here rent for a typical $2,331 a month — a 3.9% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,331[2]
Gross yield
3.9%[2]
Cap rate
2.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$4,786[3]

#Climate risk

FEMA National Risk Index ratings for San Bernardino County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Not Applicable
Wildfire
Very High
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
No Rating
Tornado
Relatively Moderate
Earthquake
Very High
Winter weather
Relatively Low

#Who lives here

Population
55,829[3]
Median household income
$92,458[3]

#Migration

Household moves in and out of San Bernardino County over a year, from IRS tax-return data.

Net migration
-3,129[5]
Moved in
46,296
Moved out
49,425

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
8
Middle
0
High
2
  • Upland High

    High · Grades 9–12 · Upland Unified

    2,905 students

  • Baldy View Elementary

    Elementary · Grades K–6 · Upland Unified

    590 students

  • Cabrillo Elementary

    Elementary · Grades K–6 · Upland Unified

    559 students

  • Foothill Knolls Academy of Innovation

    Elementary · Grades K–8 · Upland Unified

    543 students

  • Citrus Elementary

    Elementary · Grades K–6 · Upland Unified

    537 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.9%
Net yield (after ~40% expenses)2.3%
Annual rent$27,974

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,662
Loan principal$579,435
Down payment$144,859
Total interest paid$739,038

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.00
Monthly cost to own$4,664
Monthly rent$2,331

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
44th percentile[1]
Rental yield
7th percentile[2]
Property tax
19th percentile[3]

Frequently asked

How much is a home worth in ZIP code 91786?
The typical home in 91786 is worth $724,294, based on the Zillow Home Value Index.
Are home values rising in 91786?
Home values in 91786 are up 0.3% over the past year, and up 5.0% a year over five years.
What is the typical rent in 91786?
A typical home in 91786 rents for about $2,331 a month, a gross rental yield of 3.9%.
What is the property tax rate in 91786?
The effective property tax rate in 91786 is 0.7% — roughly $4,786 a year on a typical home.
Who lives in 91786?
ZIP code 91786 has a population of 55,829 and a median household income of $92,458.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Redlands, CA

    Typical home
    $725,571
    Gross yield
    3.8%
  • Chino, CA

    Typical home
    $720,013
    Gross yield
    5.6%
  • Fontana, CA

    Typical home
    $708,489
    Gross yield
    5.8%
  • Riverside, CA

    Typical home
    $705,954
    Gross yield
    4.6%
  • Temecula, CA

    Typical home
    $748,101
    Gross yield
    4.3%
  • La Quinta, CA

    Typical home
    $748,659
    Gross yield
    6.1%

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