HousingHandbookReference data

U.S. ZIP Code · CA92007

San Diego County · San Diego-Chula Vista-Carlsbad, CA

Typical home value

$2,129,306[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.6%
5-year / yr
+8.0%
10-year / yr
+7.6%

Relative price

vs U.S.
+649.6%
vs metro
+132.9%
vs state
+203.9%
ZIP 92007 location in CA
Location of ZIP 92007 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92007 is worth $2,129,306 — 132.9% above the San Diego-Chula Vista-Carlsbad, CA median. Over the past year, values have risen 4.6%. Homes here rent for a typical $4,359 a month — a 2.5% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$4,359[2]
Gross yield
2.5%[2]
Cap rate
1.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$11,205[3]

#Climate risk

FEMA National Risk Index ratings for San Diego County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively Moderate
Wildfire
Very High
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Relatively Low

#Who lives here

Population
11,100[3]
Median household income
$182,629[3]

#Migration

Household moves in and out of San Diego County over a year, from IRS tax-return data.

Net migration
-5,385[5]
Moved in
70,215
Moved out
75,600

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
2
Middle
0
High
0
  • Ada W. Harris Elementary

    Elementary · Grades 3–6 · Cardiff Elementary

    382 students

  • Cardiff Elementary

    Elementary · Grades K–2 · Cardiff Elementary

    267 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield2.5%
Net yield (after ~40% expenses)1.5%
Annual rent$52,313

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$10,767
Loan principal$1,703,445
Down payment$425,861
Total interest paid$2,172,650

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio3.09
Monthly cost to own$13,482
Monthly rent$4,359

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
88th percentile[1]
Rental yield
7th percentile[2]
Property tax
11th percentile[3]

Frequently asked

How much is a home worth in ZIP code 92007?
The typical home in 92007 is worth $2,129,306, based on the Zillow Home Value Index.
Are home values rising in 92007?
Home values in 92007 are up 4.6% over the past year, and up 8.0% a year over five years.
What is the typical rent in 92007?
A typical home in 92007 rents for about $4,359 a month, a gross rental yield of 2.5%.
What is the property tax rate in 92007?
The effective property tax rate in 92007 is 0.5% — roughly $11,205 a year on a typical home.
Who lives in 92007?
ZIP code 92007 has a population of 11,100 and a median household income of $182,629.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • San Diego, CA

    Typical home
    $2,121,590
    Gross yield
    2.3%
  • Solana Beach, CA

    Typical home
    $2,289,802
    Gross yield
  • Encinitas, CA

    Typical home
    $1,890,148
    Gross yield
    2.6%
  • San Diego, CA

    Typical home
    $2,380,587
    Gross yield
    2.1%
  • San Diego, CA

    Typical home
    $1,825,355
    Gross yield
    1.8%
  • San Clemente, CA

    Typical home
    $1,726,576
    Gross yield
    2.3%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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Pit ZIP 92007 against any other ZIP — full side-by-side table.

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