How much is a home worth in ZIP code 92130?

The typical home in 92130 is worth $2,121,590, based on the Zillow Home Value Index.

Are home values rising in 92130?

Home values in 92130 are down 1.0% over the past year, and up 10.0% a year over five years.

What is the typical rent in 92130?

A typical home in 92130 rents for about $4,074 a month, a gross rental yield of 2.3%.

What is the property tax rate in 92130?

The effective property tax rate in 92130 is 0.7% — roughly $15,356 a year on a typical home.

ZIP code 92130 has a population of 60,768 and a median household income of $205,680.

HousingHandbookReference data

…

U.S. ZIP Code · CA92130

San Diego County · San Diego-Chula Vista-Carlsbad, CA

Typical home value

$2,121,590^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.0%
5-year / yr: +10.0%
10-year / yr: +8.0%

Relative price

vs U.S.: +646.9%
vs metro: +132.0%
vs state: +202.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92130 is worth $2,121,590 — 132.0% above the San Diego-Chula Vista-Carlsbad, CA median. Over the past year, values have fallen 1.0%. Homes here rent for a typical $4,074 a month — a 2.3% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $4,074^[2]
Gross yield: 2.3%^[2]
Cap rate: 1.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $15,356^[3]

#Climate risk

FEMA National Risk Index ratings for San Diego County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Very High
Coastal flood: Relatively Moderate
Wildfire: Very High
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: Very Low
Tornado: Relatively Low
Earthquake: Relatively High
Winter weather: Relatively Low

#Who lives here

Population: 60,768^[3]
Median household income: $205,680^[3]

#Migration

Household moves in and out of San Diego County over a year, from IRS tax-return data.

Net migration: -5,385^[5]
Moved in: 70,215
Moved out: 75,600

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 15
Elementary: 10
Middle: 3
High: 2

Torrey Pines High
High · Grades 9–12 · San Dieguito Union High
2,644 students
Canyon Crest Academy
High · Grades 9–12 · San Dieguito Union High
2,183 students
Pacific Trails Middle
Middle · Grades 7–8 · San Dieguito Union High
980 students
Carmel Valley Middle
Middle · Grades 7–8 · San Dieguito Union High
700 students
Carmel Del Mar Elementary
Elementary · Grades K–6 · Del Mar Union Elementary
583 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield2.3%

Net yield (after ~40% expenses)1.4%

Annual rent$48,885

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$10,728

Loan principal$1,697,272

Down payment$424,318

Total interest paid$2,164,777

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio3.38

Monthly cost to own$13,769

Monthly rent$4,074

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 99th percentile^[1]
Rental yield: 5th percentile^[2]
Property tax: 78th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 92130?: The typical home in 92130 is worth $2,121,590, based on the Zillow Home Value Index.
Are home values rising in 92130?: Home values in 92130 are down 1.0% over the past year, and up 10.0% a year over five years.
What is the typical rent in 92130?: A typical home in 92130 rents for about $4,074 a month, a gross rental yield of 2.3%.
What is the property tax rate in 92130?: The effective property tax rate in 92130 is 0.7% — roughly $15,356 a year on a typical home.
Who lives in 92130?: ZIP code 92130 has a population of 60,768 and a median household income of $205,680.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

92007 vs 92130 →
Encinitas, CA
Typical home
$2,129,306
Gross yield
2.5%
92075 vs 92130 →
Solana Beach, CA
Typical home
$2,289,802
Gross yield
—
92024
Encinitas, CA
Typical home
$1,890,148
Gross yield
2.6%
92037
San Diego, CA
Typical home
$2,380,587
Gross yield
2.1%
92106
San Diego, CA
Typical home
$1,825,355
Gross yield
1.8%
92672
San Clemente, CA
Typical home
$1,726,576
Gross yield
2.3%

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Pit ZIP 92130 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA92130

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