HousingHandbookReference data

U.S. ZIP Code · CA92037

San Diego County · San Diego-Chula Vista-Carlsbad, CA

Typical home value

$2,380,587[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.3%
5-year / yr
+8.1%
10-year / yr
+6.7%

Relative price

vs U.S.
+738.0%
vs metro
+160.4%
vs state
+239.8%
ZIP 92037 location in CA
Location of ZIP 92037 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92037 is worth $2,380,587 — 160.4% above the San Diego-Chula Vista-Carlsbad, CA median. Over the past year, values have risen 4.3%. Homes here rent for a typical $4,230 a month — a 2.1% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$4,230[2]
Gross yield
2.1%[2]
Cap rate
1.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$16,207[3]

#Climate risk

FEMA National Risk Index ratings for San Diego County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively Moderate
Wildfire
Very High
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Relatively Low

#Who lives here

Population
40,717[3]
Median household income
$147,230[3]

#Migration

Household moves in and out of San Diego County over a year, from IRS tax-return data.

Net migration
-5,385[5]
Moved in
70,215
Moved out
75,600

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
1
High
1
  • La Jolla High

    High · Grades 9–12 · San Diego Unified

    1,213 students

  • Muirlands Middle

    Middle · Grades 6–8 · San Diego Unified

    695 students

  • La Jolla Elementary

    Elementary · Grades K–5 · San Diego Unified

    526 students

  • Torrey Pines Elementary

    Elementary · Grades K–5 · San Diego Unified

    450 students

  • Bird Rock Elementary

    Elementary · Grades K–5 · San Diego Unified

    416 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield2.1%
Net yield (after ~40% expenses)1.3%
Annual rent$50,759

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$12,038
Loan principal$1,904,469
Down payment$476,117
Total interest paid$2,429,046

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio3.63
Monthly cost to own$15,370
Monthly rent$4,230

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
89th percentile[1]
Rental yield
1st percentile[2]
Property tax
66th percentile[3]

Frequently asked

How much is a home worth in ZIP code 92037?
The typical home in 92037 is worth $2,380,587, based on the Zillow Home Value Index.
Are home values rising in 92037?
Home values in 92037 are up 4.3% over the past year, and up 8.1% a year over five years.
What is the typical rent in 92037?
A typical home in 92037 rents for about $4,230 a month, a gross rental yield of 2.1%.
What is the property tax rate in 92037?
The effective property tax rate in 92037 is 0.7% — roughly $16,207 a year on a typical home.
Who lives in 92037?
ZIP code 92037 has a population of 40,717 and a median household income of $147,230.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Solana Beach, CA

    Typical home
    $2,289,802
    Gross yield
  • Coronado, CA

    Typical home
    $2,587,691
    Gross yield
  • Encinitas, CA

    Typical home
    $2,129,306
    Gross yield
    2.5%
  • San Diego, CA

    Typical home
    $2,121,590
    Gross yield
    2.3%
  • Encinitas, CA

    Typical home
    $1,890,148
    Gross yield
    2.6%
  • San Diego, CA

    Typical home
    $2,892,761
    Gross yield

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