How much is a home worth in ZIP code 92105?

The typical home in 92105 is worth $693,872, based on the Zillow Home Value Index.

Are home values rising in 92105?

Home values in 92105 are down 1.9% over the past year, and up 4.7% a year over five years.

What is the typical rent in 92105?

A typical home in 92105 rents for about $2,121 a month, a gross rental yield of 3.7%.

What is the property tax rate in 92105?

The effective property tax rate in 92105 is 0.5% — roughly $3,685 a year on a typical home.

ZIP code 92105 has a population of 71,411 and a median household income of $68,563.

HousingHandbookReference data

…

U.S. ZIP Code · CA92105

San Diego County · San Diego-Chula Vista-Carlsbad, CA

Typical home value

$693,872^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.9%
5-year / yr: +4.7%
10-year / yr: +6.9%

Relative price

vs U.S.: +144.3%
vs metro: -24.1%
vs state: ≈ state median

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92105 is worth $693,872 — 24.1% below the San Diego-Chula Vista-Carlsbad, CA median. Over the past year, values have fallen 1.9%. Homes here rent for a typical $2,121 a month — a 3.7% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,121^[2]
Gross yield: 3.7%^[2]
Cap rate: 2.2%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.5%^[3]
Typical annual tax: $3,685^[3]

#Climate risk

FEMA National Risk Index ratings for San Diego County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Very High
Coastal flood: Relatively Moderate
Wildfire: Very High
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: Very Low
Tornado: Relatively Low
Earthquake: Relatively High
Winter weather: Relatively Low

#Who lives here

Population: 71,411^[3]
Median household income: $68,563^[3]

#Migration

Household moves in and out of San Diego County over a year, from IRS tax-return data.

Net migration: -5,385^[5]
Moved in: 70,215
Moved out: 75,600

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 14
Elementary: 11
Middle: 2
High: 1

Wilson Middle
Middle · Grades 6–8 · San Diego Unified
755 students
Clark Middle
Middle · Grades 6–8 · San Diego Unified
735 students
Rosa Parks Elementary
Elementary · Grades K–5 · San Diego Unified
705 students
Health Sciences High and Middle College
High · Grades 9–12 · Health Sciences High and Middle College District
528 students
Oak Park Elementary
Elementary · Grades K–5 · San Diego Unified
521 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.7%

Net yield (after ~40% expenses)2.2%

Annual rent$25,451

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,509

Loan principal$555,097

Down payment$138,774

Total interest paid$707,996

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.07

Monthly cost to own$4,393

Monthly rent$2,121

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 33rd percentile^[1]
Rental yield: 58th percentile^[2]
Property tax: 13th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 92105?: The typical home in 92105 is worth $693,872, based on the Zillow Home Value Index.
Are home values rising in 92105?: Home values in 92105 are down 1.9% over the past year, and up 4.7% a year over five years.
What is the typical rent in 92105?: A typical home in 92105 rents for about $2,121 a month, a gross rental yield of 3.7%.
What is the property tax rate in 92105?: The effective property tax rate in 92105 is 0.5% — roughly $3,685 a year on a typical home.
Who lives in 92105?: ZIP code 92105 has a population of 71,411 and a median household income of $68,563.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

92173 vs 92105 →
San Diego, CA
Typical home
$693,600
Gross yield
3.9%
91950 vs 92105 →
National City, CA
Typical home
$697,055
Gross yield
4.2%
91916
Descanso CDP, CA
Typical home
$678,210
Gross yield
—
92113
San Diego, CA
Typical home
$656,594
Gross yield
4.2%
92101
San Diego, CA
Typical home
$734,029
Gross yield
4.7%
91962
Pine Valley CDP, CA
Typical home
$651,119
Gross yield
—

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#Jump to section

U.S. ZIP Code · CA92105

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