HousingHandbookReference data

U.S. ZIP Code · CA92173

San Diego County · San Diego-Chula Vista-Carlsbad, CA

Typical home value

$693,600[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.6%
5-year / yr
+6.2%
10-year / yr
+7.7%

Relative price

vs U.S.
+144.2%
vs metro
-24.1%
vs state
≈ state median
ZIP 92173 location in CA
Location of ZIP 92173 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92173 is worth $693,600 — 24.1% below the San Diego-Chula Vista-Carlsbad, CA median. Over the past year, values have risen 2.6%. Homes here rent for a typical $2,252 a month — a 3.9% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,252[2]
Gross yield
3.9%[2]
Cap rate
2.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$4,081[3]

#Climate risk

FEMA National Risk Index ratings for San Diego County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively Moderate
Wildfire
Very High
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Relatively Low

#Who lives here

Population
27,585[3]
Median household income
$69,792[3]

#Migration

Household moves in and out of San Diego County over a year, from IRS tax-return data.

Net migration
-5,385[5]
Moved in
70,215
Moved out
75,600

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
5
Middle
1
High
0
  • Willow Elementary

    Elementary · Grades K–6 · San Ysidro Elementary

    686 students

  • George Nicoloff Elementary

    Elementary · Grades K–6 · South Bay Union

    606 students

  • Smythe Elementary

    Elementary · Grades K–6 · San Ysidro Elementary

    561 students

  • San Ysidro Middle

    Middle · Grades 7–8 · San Ysidro Elementary

    548 students

  • Sunset Elementary

    Elementary · Grades K–6 · San Ysidro Elementary

    522 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.9%
Net yield (after ~40% expenses)2.3%
Annual rent$27,023

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,507
Loan principal$554,880
Down payment$138,720
Total interest paid$707,719

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.97
Monthly cost to own$4,426
Monthly rent$2,252

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
72nd percentile[1]
Rental yield
71st percentile[2]
Property tax
29th percentile[3]

Frequently asked

How much is a home worth in ZIP code 92173?
The typical home in 92173 is worth $693,600, based on the Zillow Home Value Index.
Are home values rising in 92173?
Home values in 92173 are up 2.6% over the past year, and up 6.2% a year over five years.
What is the typical rent in 92173?
A typical home in 92173 rents for about $2,252 a month, a gross rental yield of 3.9%.
What is the property tax rate in 92173?
The effective property tax rate in 92173 is 0.6% — roughly $4,081 a year on a typical home.
Who lives in 92173?
ZIP code 92173 has a population of 27,585 and a median household income of $69,792.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • San Diego, CA

    Typical home
    $693,872
    Gross yield
    3.7%
  • National City, CA

    Typical home
    $697,055
    Gross yield
    4.2%
  • Descanso CDP, CA

    Typical home
    $678,210
    Gross yield
  • San Diego, CA

    Typical home
    $656,594
    Gross yield
    4.2%
  • San Diego, CA

    Typical home
    $734,029
    Gross yield
    4.7%
  • Pine Valley CDP, CA

    Typical home
    $651,119
    Gross yield

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