HousingHandbookReference data

U.S. ZIP Code · CA92595

Riverside County · Riverside-San Bernardino-Ontario, CA

Typical home value

$656,370[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.8%
5-year / yr
+4.9%
10-year / yr
+6.3%

Relative price

vs U.S.
+131.1%
vs metro
+23.0%
vs state
-6.3%
ZIP 92595 location in CA
Location of ZIP 92595 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92595 is worth $656,370 — 23.0% above the Riverside-San Bernardino-Ontario, CA median. Over the past year, values have fallen 0.8%. Homes here rent for a typical $2,689 a month — a 4.9% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,689[2]
Gross yield
4.9%[2]
Cap rate
2.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$5,160[3]

#Climate risk

FEMA National Risk Index ratings for Riverside County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Not Applicable
Wildfire
Very High
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very High
Winter weather
Relatively Moderate

#Who lives here

Population
34,438[3]
Median household income
$106,047[3]

#Migration

Household moves in and out of Riverside County over a year, from IRS tax-return data.

Net migration
+1,447[5]
Moved in
55,018
Moved out
53,571

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
5
Middle
1
High
1
  • Elsinore High

    High · Grades 9–12 · Lake Elsinore Unified

    2,065 students

  • David A. Brown Middle

    Middle · Grades 6–8 · Lake Elsinore Unified

    1,062 students

  • William Collier Elementary

    Elementary · Grades K–5 · Lake Elsinore Unified

    734 students

  • Wildomar Elementary

    Elementary · Grades K–5 · Lake Elsinore Unified

    595 students

  • Ronald Reagan Elementary

    Elementary · Grades K–5 · Lake Elsinore Unified

    514 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.9%
Net yield (after ~40% expenses)2.9%
Annual rent$32,271

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,319
Loan principal$525,096
Down payment$131,274
Total interest paid$669,731

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.60
Monthly cost to own$4,298
Monthly rent$2,689

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
38th percentile[1]
Rental yield
43rd percentile[2]
Property tax
62nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 92595?
The typical home in 92595 is worth $656,370, based on the Zillow Home Value Index.
Are home values rising in 92595?
Home values in 92595 are down 0.8% over the past year, and up 4.9% a year over five years.
What is the typical rent in 92595?
A typical home in 92595 rents for about $2,689 a month, a gross rental yield of 4.9%.
What is the property tax rate in 92595?
The effective property tax rate in 92595 is 0.8% — roughly $5,160 a year on a typical home.
Who lives in 92595?
ZIP code 92595 has a population of 34,438 and a median household income of $106,047.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • French Valley CDP, CA

    Typical home
    $660,682
    Gross yield
    6.2%
  • Montclair, CA

    Typical home
    $663,532
    Gross yield
    4.6%
  • Palm Springs, CA

    Typical home
    $649,058
    Gross yield
    4.0%
  • Rialto, CA

    Typical home
    $646,298
    Gross yield
  • Loma Linda, CA

    Typical home
    $644,871
    Gross yield
    4.1%
  • Menifee, CA

    Typical home
    $642,854
    Gross yield

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