How much is a home worth in ZIP code 92646?

The typical home in 92646 is worth $1,395,359, based on the Zillow Home Value Index.

Are home values rising in 92646?

Home values in 92646 are up 3.7% over the past year, and up 8.5% a year over five years.

What is the typical rent in 92646?

A typical home in 92646 rents for about $3,147 a month, a gross rental yield of 2.7%.

What is the property tax rate in 92646?

The effective property tax rate in 92646 is 0.5% — roughly $7,485 a year on a typical home.

ZIP code 92646 has a population of 54,615 and a median household income of $130,672.

HousingHandbookReference data

…

U.S. ZIP Code · CA92646

Orange County · Los Angeles-Long Beach-Anaheim, CA

Typical home value

$1,395,359^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.7%
5-year / yr: +8.5%
10-year / yr: +7.9%

Relative price

vs U.S.: +391.2%
vs metro: +44.4%
vs state: +99.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92646 is worth $1,395,359 — 44.4% above the Los Angeles-Long Beach-Anaheim, CA median. Over the past year, values have risen 3.7%. Homes here rent for a typical $3,147 a month — a 2.7% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $3,147^[2]
Gross yield: 2.7%^[2]
Cap rate: 1.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.5%^[3]
Typical annual tax: $7,485^[3]

#Climate risk

FEMA National Risk Index ratings for Orange County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Very High
Coastal flood: Relatively High
Wildfire: Relatively High
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: No Rating
Tornado: Relatively Moderate
Earthquake: Very High
Winter weather: Very Low

#Who lives here

Population: 54,615^[3]
Median household income: $130,672^[3]

#Migration

Household moves in and out of Orange County over a year, from IRS tax-return data.

Net migration: -12,084^[5]
Moved in: 57,781
Moved out: 69,865

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 6
Middle: 2
High: 1

Edison High
High · Grades 9–12 · Huntington Beach Union High
2,011 students
Isaac L. Sowers Middle
Middle · Grades 6–8 · Huntington Beach City Elementary
776 students
Talbert (Samuel E.) Middle
Middle · Grades 6–8 · Fountain Valley Elementary
731 students
John R. Peterson Elementary
Elementary · Grades K–5 · Huntington Beach City Elementary
512 students
Oka (Isojiro) Elementary
Elementary · Grades K–5 · Fountain Valley Elementary
507 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield2.7%

Net yield (after ~40% expenses)1.6%

Annual rent$37,764

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$7,056

Loan principal$1,116,287

Down payment$279,072

Total interest paid$1,423,763

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.81

Monthly cost to own$8,846

Monthly rent$3,147

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 94th percentile^[1]
Rental yield: 20th percentile^[2]
Property tax: 6th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 92646?: The typical home in 92646 is worth $1,395,359, based on the Zillow Home Value Index.
Are home values rising in 92646?: Home values in 92646 are up 3.7% over the past year, and up 8.5% a year over five years.
What is the typical rent in 92646?: A typical home in 92646 rents for about $3,147 a month, a gross rental yield of 2.7%.
What is the property tax rate in 92646?: The effective property tax rate in 92646 is 0.5% — roughly $7,485 a year on a typical home.
Who lives in 92646?: ZIP code 92646 has a population of 54,615 and a median household income of $130,672.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

92708 vs 92646 →
Fountain Valley, CA
Typical home
$1,388,331
Gross yield
2.4%
92649 vs 92646 →
Huntington Beach, CA
Typical home
$1,383,582
Gross yield
2.6%
91006
Arcadia, CA
Typical home
$1,409,179
Gross yield
3.3%
90039
Los Angeles, CA
Typical home
$1,379,946
Gross yield
2.8%
92886
Yorba Linda, CA
Typical home
$1,378,870
Gross yield
3.9%
92627
Costa Mesa, CA
Typical home
$1,378,739
Gross yield
2.9%

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#Jump to section

U.S. ZIP Code · CA92646

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