HousingHandbookReference data

U.S. ZIP Code · CA94005

San Mateo County · San Francisco-Oakland-Fremont, CA

Typical home value

$1,163,815[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.2%
5-year / yr
+0.2%
10-year / yr
+2.5%

Relative price

vs U.S.
+309.7%
vs metro
-6.9%
vs state
+66.1%
ZIP 94005 location in CA
Location of ZIP 94005 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 94005 is worth $1,163,815 — 6.9% below the San Francisco-Oakland-Fremont, CA median. Over the past year, values have fallen 1.2%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$8,376[3]

#Climate risk

FEMA National Risk Index ratings for San Mateo County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively High
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
4,692[3]
Median household income
$156,169[3]

#Migration

Household moves in and out of San Mateo County over a year, from IRS tax-return data.

Net migration
-2,970[5]
Moved in
21,545
Moved out
24,515

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
1
High
0
  • Brisbane Elementary

    Elementary · Grades K–5 · Brisbane Elementary

    187 students

  • Lipman Middle

    Middle · Grades 6–8 · Brisbane Elementary

    162 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$5,885
Loan principal$931,052
Down payment$232,763
Total interest paid$1,187,506

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$7,553
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
32nd percentile[1]
Rental yield
[2]
Property tax
44th percentile[3]

Frequently asked

How much is a home worth in ZIP code 94005?
The typical home in 94005 is worth $1,163,815, based on the Zillow Home Value Index.
Are home values rising in 94005?
Home values in 94005 are down 1.2% over the past year, and up 0.2% a year over five years.
What is the property tax rate in 94005?
The effective property tax rate in 94005 is 0.7% — roughly $8,376 a year on a typical home.
Who lives in 94005?
ZIP code 94005 has a population of 4,692 and a median household income of $156,169.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Alameda, CA

    Typical home
    $1,151,436
    Gross yield
    3.0%
  • Berkeley, CA

    Typical home
    $1,151,180
    Gross yield
    3.4%
  • Berkeley, CA

    Typical home
    $1,182,679
    Gross yield
    2.9%
  • El Cerrito, CA

    Typical home
    $1,141,718
    Gross yield
    2.8%
  • Daly City, CA

    Typical home
    $1,187,050
    Gross yield
    2.7%
  • San Francisco, CA

    Typical home
    $1,138,144
    Gross yield
    3.7%

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