HousingHandbookReference data

U.S. ZIP Code · CA94530

Contra Costa County · San Francisco-Oakland-Fremont, CA

Typical home value

$1,141,718[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.4%
5-year / yr
-0.2%
10-year / yr
+3.3%

Relative price

vs U.S.
+301.9%
vs metro
-8.7%
vs state
+63.0%
ZIP 94530 location in CA
Location of ZIP 94530 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 94530 is worth $1,141,718 — 8.7% below the San Francisco-Oakland-Fremont, CA median. Over the past year, values have fallen 2.4%. Homes here rent for a typical $2,662 a month — a 2.8% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,662[2]
Gross yield
2.8%[2]
Cap rate
1.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$9,156[3]

#Climate risk

FEMA National Risk Index ratings for Contra Costa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively Moderate
Wildfire
Relatively Moderate
Drought
Relatively High
Heat wave
Relatively High
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
26,401[3]
Median household income
$128,529[3]

#Migration

Household moves in and out of Contra Costa County over a year, from IRS tax-return data.

Net migration
-4,064[5]
Moved in
24,964
Moved out
29,028

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
3
Middle
1
High
3
  • El Cerrito High

    High · Grades 9–12 · West Contra Costa Unified

    1,476 students

  • Fred T. Korematsu Middle

    Middle · Grades 7–8 · West Contra Costa Unified

    680 students

  • Summit Public School K2

    High · Grades 7–12 · Summit Public School K2 District

    554 students

  • Fairmont Elementary

    Elementary · Grades K–6 · West Contra Costa Unified

    530 students

  • Harding Elementary

    Elementary · Grades K–6 · West Contra Costa Unified

    474 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield2.8%
Net yield (after ~40% expenses)1.7%
Annual rent$31,943

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$5,773
Loan principal$913,374
Down payment$228,344
Total interest paid$1,164,959

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.81
Monthly cost to own$7,486
Monthly rent$2,662

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
27th percentile[1]
Rental yield
35th percentile[2]
Property tax
68th percentile[3]

Frequently asked

How much is a home worth in ZIP code 94530?
The typical home in 94530 is worth $1,141,718, based on the Zillow Home Value Index.
Are home values rising in 94530?
Home values in 94530 are down 2.4% over the past year, and down 0.2% a year over five years.
What is the typical rent in 94530?
A typical home in 94530 rents for about $2,662 a month, a gross rental yield of 2.8%.
What is the property tax rate in 94530?
The effective property tax rate in 94530 is 0.8% — roughly $9,156 a year on a typical home.
Who lives in 94530?
ZIP code 94530 has a population of 26,401 and a median household income of $128,529.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • San Francisco, CA

    Typical home
    $1,138,144
    Gross yield
    3.7%
  • Berkeley, CA

    Typical home
    $1,151,180
    Gross yield
    3.4%
  • Alameda, CA

    Typical home
    $1,151,436
    Gross yield
    3.0%
  • Woodacre CDP, CA

    Typical home
    $1,121,855
    Gross yield
  • Brisbane, CA

    Typical home
    $1,163,815
    Gross yield
  • San Francisco, CA

    Typical home
    $1,111,932
    Gross yield

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