HousingHandbookReference data

U.S. ZIP Code · CA94521

Contra Costa County · San Francisco-Oakland-Fremont, CA

Typical home value

$793,333[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.8%
5-year / yr
+1.0%
10-year / yr
+3.8%

Relative price

vs U.S.
+179.3%
vs metro
-36.6%
vs state
+13.2%
ZIP 94521 location in CA
Location of ZIP 94521 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 94521 is worth $793,333 — 36.6% below the San Francisco-Oakland-Fremont, CA median. Over the past year, values have fallen 1.8%. Homes here rent for a typical $2,816 a month — a 4.3% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,816[2]
Gross yield
4.3%[2]
Cap rate
2.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$5,666[3]

#Climate risk

FEMA National Risk Index ratings for Contra Costa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively Moderate
Wildfire
Relatively Moderate
Drought
Relatively High
Heat wave
Relatively High
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
41,909[3]
Median household income
$125,899[3]

#Migration

Household moves in and out of Contra Costa County over a year, from IRS tax-return data.

Net migration
-4,064[5]
Moved in
24,964
Moved out
29,028

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
5
Middle
2
High
2
  • Clayton Valley Charter High

    High · Grades 9–12 · Clayton Valley Charter High District

    2,390 students

  • Concord High

    High · Grades 9–12 · Mt. Diablo Unified

    1,118 students

  • El Dorado Middle

    Middle · Grades 6–8 · Mt. Diablo Unified

    811 students

  • Pine Hollow Middle

    Middle · Grades 6–8 · Mt. Diablo Unified

    557 students

  • Silverwood Elementary

    Elementary · Grades K–5 · Mt. Diablo Unified

    524 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.3%
Net yield (after ~40% expenses)2.6%
Annual rent$33,789

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$4,012
Loan principal$634,666
Down payment$158,667
Total interest paid$809,482

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.83
Monthly cost to own$5,142
Monthly rent$2,816

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
46th percentile[1]
Rental yield
75th percentile[2]
Property tax
42nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 94521?
The typical home in 94521 is worth $793,333, based on the Zillow Home Value Index.
Are home values rising in 94521?
Home values in 94521 are down 1.8% over the past year, and up 1.0% a year over five years.
What is the typical rent in 94521?
A typical home in 94521 rents for about $2,816 a month, a gross rental yield of 4.3%.
What is the property tax rate in 94521?
The effective property tax rate in 94521 is 0.7% — roughly $5,666 a year on a typical home.
Who lives in 94521?
ZIP code 94521 has a population of 41,909 and a median household income of $125,899.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Discovery Bay CDP, CA

    Typical home
    $792,796
    Gross yield
    5.4%
  • San Leandro, CA

    Typical home
    $789,506
    Gross yield
    3.7%
  • Hayward, CA

    Typical home
    $785,828
    Gross yield
    3.8%
  • Brentwood, CA

    Typical home
    $802,462
    Gross yield
    4.8%
  • San Francisco, CA

    Typical home
    $802,666
    Gross yield
    6.0%
  • San Leandro, CA

    Typical home
    $811,256
    Gross yield
    3.6%

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