How much is a home worth in ZIP code 95023?

The typical home in 95023 is worth $761,923, based on the Zillow Home Value Index.

Are home values rising in 95023?

Home values in 95023 are down 1.0% over the past year, and up 1.3% a year over five years.

What is the typical rent in 95023?

A typical home in 95023 rents for about $2,950 a month, a gross rental yield of 4.6%.

What is the property tax rate in 95023?

The effective property tax rate in 95023 is 0.8% — roughly $6,228 a year on a typical home.

ZIP code 95023 has a population of 59,889 and a median household income of $116,314.

HousingHandbookReference data

…

U.S. ZIP Code · CA95023

San Benito County · San Jose-Sunnyvale-Santa Clara, CA

Typical home value

$761,923^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.0%
5-year / yr: +1.3%
10-year / yr: +3.7%

Relative price

vs U.S.: +168.2%
vs metro: -53.9%
vs state: +8.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95023 is worth $761,923 — 53.9% below the San Jose-Sunnyvale-Santa Clara, CA median. Over the past year, values have fallen 1.0%. Homes here rent for a typical $2,950 a month — a 4.6% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,950^[2]
Gross yield: 4.6%^[2]
Cap rate: 2.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $6,228^[3]

#Climate risk

FEMA National Risk Index ratings for San Benito County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Low
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively Low
Hurricane: Not Applicable
Tornado: Very Low
Earthquake: Relatively Moderate
Winter weather: Very Low

#Who lives here

Population: 59,889^[3]
Median household income: $116,314^[3]

#Migration

Household moves in and out of San Benito County over a year, from IRS tax-return data.

Net migration: -37^[5]
Moved in: 1,660
Moved out: 1,697

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 20
Elementary: 11
Middle: 4
High: 3

Hollister High
High · Grades 9–12 · San Benito High
3,448 students
Hollister Dual Language Academy
Elementary · Grades K–8 · Hollister
850 students
Ladd Lane Elementary
Elementary · Grades K–8 · Hollister
760 students
Spring Grove Elementary
Elementary · Grades K–8 · North County Joint Union Elementary
750 students
Rancho Santana
Elementary · Grades K–8 · Hollister
653 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.6%

Net yield (after ~40% expenses)2.8%

Annual rent$35,394

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,853

Loan principal$609,538

Down payment$152,385

Total interest paid$777,433

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.70

Monthly cost to own$5,008

Monthly rent$2,950

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 5th percentile^[1]
Rental yield: 100th percentile^[2]
Property tax: 93rd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95023?: The typical home in 95023 is worth $761,923, based on the Zillow Home Value Index.
Are home values rising in 95023?: Home values in 95023 are down 1.0% over the past year, and up 1.3% a year over five years.
What is the typical rent in 95023?: A typical home in 95023 rents for about $2,950 a month, a gross rental yield of 4.6%.
What is the property tax rate in 95023?: The effective property tax rate in 95023 is 0.8% — roughly $6,228 a year on a typical home.
Who lives in 95023?: ZIP code 95023 has a population of 59,889 and a median household income of $116,314.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95110 vs 95023 →
San Jose, CA
Typical home
$844,528
Gross yield
4.4%
95113 vs 95023 →
San Jose, CA
Typical home
$665,264
Gross yield
—
95045
San Juan Bautista, CA
Typical home
$914,412
Gross yield
—
95116
San Jose, CA
Typical home
$948,443
Gross yield
3.7%
95122
San Jose, CA
Typical home
$1,001,673
Gross yield
3.8%
95112
San Jose, CA
Typical home
$1,024,493
Gross yield
3.5%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 95023 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95023

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