U.S. ZIP Code · CA95045
San Benito County · San Jose-Sunnyvale-Santa Clara, CA
Appreciation
- 1-year
- -1.0%
- 5-year / yr
- +1.8%
- 10-year / yr
- +3.8%
Relative price
- vs U.S.
- +221.9%
- vs metro
- -44.7%
- vs state
- +30.5%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 95045 is worth $914,412 — 44.7% below the San Jose-Sunnyvale-Santa Clara, CA median. Over the past year, values have fallen 1.0%. The effective property tax rate is 0.8%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for San Benito County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Moderate[4]
- Riverine flood
- Relatively Low
- Coastal flood
- Not Applicable
- Wildfire
- Relatively Moderate
- Drought
- Relatively High
- Heat wave
- Relatively Low
- Hurricane
- Not Applicable
- Tornado
- Very Low
- Earthquake
- Relatively Moderate
- Winter weather
- Very Low
#Who lives here
#Migration
Household moves in and out of San Benito County over a year, from IRS tax-return data.
- Net migration
- -37[5]
- Moved in
- 1,660
- Moved out
- 1,697
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 2
- Elementary
- 1
- Middle
- 0
- High
- 1
San Juan
Elementary · Grades K–8 · Aromas - San Juan Unified
337 students
Anzar High
High · Grades 9–12 · Aromas - San Juan Unified
258 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 95045?
- The typical home in 95045 is worth $914,412, based on the Zillow Home Value Index.
- Are home values rising in 95045?
- Home values in 95045 are down 1.0% over the past year, and up 1.8% a year over five years.
- What is the property tax rate in 95045?
- The effective property tax rate in 95045 is 0.8% — roughly $6,866 a year on a typical home.
- Who lives in 95045?
- ZIP code 95045 has a population of 3,659 and a median household income of $110,438.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
San Jose, CA
- Typical home
- $948,443
- Gross yield
- 3.7%
San Jose, CA
- Typical home
- $844,528
- Gross yield
- 4.4%
San Jose, CA
- Typical home
- $1,001,673
- Gross yield
- 3.8%
San Jose, CA
- Typical home
- $1,024,493
- Gross yield
- 3.5%
Hollister, CA
- Typical home
- $761,923
- Gross yield
- 4.6%
Gilroy, CA
- Typical home
- $1,076,207
- Gross yield
- 3.0%
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
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Pit ZIP 95045 against any other ZIP — full side-by-side table.
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