HousingHandbookReference data

U.S. ZIP Code · CA95110

Santa Clara County · San Jose-Sunnyvale-Santa Clara, CA

Typical home value

$844,528[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-4.9%
5-year / yr
-0.6%
10-year / yr
+3.2%

Relative price

vs U.S.
+197.3%
vs metro
-48.9%
vs state
+20.6%
ZIP 95110 location in CA
Location of ZIP 95110 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95110 is worth $844,528 — 48.9% below the San Jose-Sunnyvale-Santa Clara, CA median. Over the past year, values have fallen 4.9%. Homes here rent for a typical $3,102 a month — a 4.4% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,102[2]
Gross yield
4.4%[2]
Cap rate
2.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$6,737[3]

#Climate risk

FEMA National Risk Index ratings for Santa Clara County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively High
Heat wave
Relatively High
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Very High
Winter weather
Very Low

#Who lives here

Population
19,963[3]
Median household income
$131,491[3]

#Migration

Household moves in and out of Santa Clara County over a year, from IRS tax-return data.

Net migration
-9,835[5]
Moved in
43,577
Moved out
53,412

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
4
Middle
1
High
1
  • Rocketship Alma Academy

    Elementary · Grades K–5 · Rocketship Alma Academy District

    526 students

  • Rocketship Mateo Sheedy Elementary

    Elementary · Grades K–5 · Rocketship Mateo Sheedy Elementary District

    486 students

  • Downtown College Preparatory

    High · Grades 9–12 · Downtown College Preparatory District

    459 students

  • Walter L. Bachrodt Elementary

    Elementary · Grades K–5 · San Jose Unified

    424 students

  • Washington Elementary

    Elementary · Grades K–5 · San Jose Unified

    344 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.4%
Net yield (after ~40% expenses)2.6%
Annual rent$37,225

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$4,270
Loan principal$675,623
Down payment$168,906
Total interest paid$861,719

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.79
Monthly cost to own$5,537
Monthly rent$3,102

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
4th percentile[1]
Rental yield
98th percentile[2]
Property tax
88th percentile[3]

Frequently asked

How much is a home worth in ZIP code 95110?
The typical home in 95110 is worth $844,528, based on the Zillow Home Value Index.
Are home values rising in 95110?
Home values in 95110 are down 4.9% over the past year, and down 0.6% a year over five years.
What is the typical rent in 95110?
A typical home in 95110 rents for about $3,102 a month, a gross rental yield of 4.4%.
What is the property tax rate in 95110?
The effective property tax rate in 95110 is 0.8% — roughly $6,737 a year on a typical home.
Who lives in 95110?
ZIP code 95110 has a population of 19,963 and a median household income of $131,491.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • San Juan Bautista, CA

    Typical home
    $914,412
    Gross yield
  • Hollister, CA

    Typical home
    $761,923
    Gross yield
    4.6%
  • San Jose, CA

    Typical home
    $948,443
    Gross yield
    3.7%
  • San Jose, CA

    Typical home
    $1,001,673
    Gross yield
    3.8%
  • San Jose, CA

    Typical home
    $665,264
    Gross yield
  • San Jose, CA

    Typical home
    $1,024,493
    Gross yield
    3.5%

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