HousingHandbookReference data

U.S. ZIP Code · CA95202

San Joaquin County · Stockton-Lodi, CA

Typical home value

$338,931[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.8%
5-year / yr
+1.7%
10-year / yr
+6.1%

Relative price

vs U.S.
+19.3%
vs metro
-38.8%
vs state
-51.6%
ZIP 95202 location in CA
Location of ZIP 95202 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95202 is worth $338,931 — 38.8% below the Stockton-Lodi, CA median. Over the past year, values have fallen 0.8%. Homes here rent for a typical $1,211 a month — a 4.3% gross rental yield.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,211[2]
Gross yield
4.3%[2]
Cap rate
2.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for San Joaquin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Very High
Heat wave
Relatively High
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Relatively Low

#Who lives here

Population
7,066[3]
Median household income
$31,020[3]

#Migration

Household moves in and out of San Joaquin County over a year, from IRS tax-return data.

Net migration
-147[5]
Moved in
15,203
Moved out
15,350

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
6
Middle
1
High
3
  • Pittman Charter

    Elementary · Grades K–8 · Stockton Unified

    643 students

  • TEAM Charter

    Elementary · Grades K–5 · TEAM Charter District

    506 students

  • Stockton Collegiate International Secondary

    High · Grades 6–12 · Stockton Collegiate International Secondary District

    455 students

  • Stockton Early College Academy

    High · Grades 9–12 · Stockton Unified

    424 students

  • Stockton Collegiate International Elementary

    Elementary · Grades K–5 · Stockton Collegiate International Elementary District

    377 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.3%
Net yield (after ~40% expenses)2.6%
Annual rent$14,533

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,714
Loan principal$271,145
Down payment$67,786
Total interest paid$345,830

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.93
Monthly cost to own$2,335
Monthly rent$1,211

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
7th percentile[1]
Rental yield
12th percentile[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 95202?
The typical home in 95202 is worth $338,931, based on the Zillow Home Value Index.
Are home values rising in 95202?
Home values in 95202 are down 0.8% over the past year, and up 1.7% a year over five years.
What is the typical rent in 95202?
A typical home in 95202 rents for about $1,211 a month, a gross rental yield of 4.3%.
Who lives in 95202?
ZIP code 95202 has a population of 7,066 and a median household income of $31,020.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Stockton, CA

    Typical home
    $328,323
    Gross yield
  • Stockton, CA

    Typical home
    $350,162
    Gross yield
    4.7%
  • Stockton, CA

    Typical home
    $382,555
    Gross yield
    5.7%
  • Stockton, CA

    Typical home
    $394,284
    Gross yield
    6.6%
  • Stockton, CA

    Typical home
    $408,783
    Gross yield
    5.4%
  • Stockton, CA

    Typical home
    $420,411
    Gross yield
    7.4%

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