How much is a home worth in ZIP code 95206?

The typical home in 95206 is worth $420,411, based on the Zillow Home Value Index.

Are home values rising in 95206?

Home values in 95206 are down 4.1% over the past year, and up 2.6% a year over five years.

What is the typical rent in 95206?

A typical home in 95206 rents for about $2,582 a month, a gross rental yield of 7.4%.

What is the property tax rate in 95206?

The effective property tax rate in 95206 is 0.7% — roughly $2,945 a year on a typical home.

ZIP code 95206 has a population of 68,558 and a median household income of $83,432.

HousingHandbookReference data

…

U.S. ZIP Code · CA95206

San Joaquin County · Stockton-Lodi, CA

Typical home value

$420,411^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -4.1%
5-year / yr: +2.6%
10-year / yr: +7.1%

Relative price

vs U.S.: +48.0%
vs metro: -24.0%
vs state: -40.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95206 is worth $420,411 — 24.0% below the Stockton-Lodi, CA median. Over the past year, values have fallen 4.1%. Homes here rent for a typical $2,582 a month — a 7.4% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,582^[2]
Gross yield: 7.4%^[2]
Cap rate: 4.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $2,945^[3]

#Climate risk

FEMA National Risk Index ratings for San Joaquin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Very High
Heat wave: Relatively High
Hurricane: Not Applicable
Tornado: Relatively Low
Earthquake: Relatively High
Winter weather: Relatively Low

#Who lives here

Population: 68,558^[3]
Median household income: $83,432^[3]

#Migration

Household moves in and out of San Joaquin County over a year, from IRS tax-return data.

Net migration: -147^[5]
Moved in: 15,203
Moved out: 15,350

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 29
Elementary: 17
Middle: 0
High: 6

Edison High
High · Grades 9–12 · Stockton Unified
2,414 students
Venture Academy
Other · Grades K–12 · Venture Academy District
1,613 students
Weston Ranch High
High · Grades 9–12 · Manteca Unified
1,181 students
one.Charter
Other · Grades K–12 · one.Charter District
1,149 students
San Joaquin County Community
Other · Grades K–12 · San Joaquin County Office of Education
1,046 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.4%

Net yield (after ~40% expenses)4.4%

Annual rent$30,980

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,126

Loan principal$336,329

Down payment$84,082

Total interest paid$428,969

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.05

Monthly cost to own$2,721

Monthly rent$2,582

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 78th percentile^[1]
Rental yield: 100th percentile^[2]
Property tax: 42nd percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

4th for highest rental yield in CAView list →

Frequently asked

How much is a home worth in ZIP code 95206?: The typical home in 95206 is worth $420,411, based on the Zillow Home Value Index.
Are home values rising in 95206?: Home values in 95206 are down 4.1% over the past year, and up 2.6% a year over five years.
What is the typical rent in 95206?: A typical home in 95206 rents for about $2,582 a month, a gross rental yield of 7.4%.
What is the property tax rate in 95206?: The effective property tax rate in 95206 is 0.7% — roughly $2,945 a year on a typical home.
Who lives in 95206?: ZIP code 95206 has a population of 68,558 and a median household income of $83,432.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95207 vs 95206 →
Stockton, CA
Typical home
$408,783
Gross yield
5.4%
95215 vs 95206 →
Waterloo CDP, CA
Typical home
$440,677
Gross yield
—
95210
Stockton, CA
Typical home
$394,284
Gross yield
6.6%
95204
Stockton, CA
Typical home
$382,555
Gross yield
5.7%
95240
Lodi, CA
Typical home
$471,692
Gross yield
4.6%
95209
Stockton, CA
Typical home
$489,035
Gross yield
6.0%

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Pit ZIP 95206 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95206

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