How much is a home worth in ZIP code 95210?

The typical home in 95210 is worth $394,284, based on the Zillow Home Value Index.

Are home values rising in 95210?

Home values in 95210 are down 3.2% over the past year, and up 2.5% a year over five years.

What is the typical rent in 95210?

A typical home in 95210 rents for about $2,154 a month, a gross rental yield of 6.6%.

What is the property tax rate in 95210?

The effective property tax rate in 95210 is 0.6% — roughly $2,420 a year on a typical home.

ZIP code 95210 has a population of 41,549 and a median household income of $67,991.

HousingHandbookReference data

…

U.S. ZIP Code · CA95210

San Joaquin County · Stockton-Lodi, CA

Typical home value

$394,284^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -3.2%
5-year / yr: +2.5%
10-year / yr: +7.0%

Relative price

vs U.S.: +38.8%
vs metro: -28.7%
vs state: -43.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95210 is worth $394,284 — 28.7% below the Stockton-Lodi, CA median. Over the past year, values have fallen 3.2%. Homes here rent for a typical $2,154 a month — a 6.6% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,154^[2]
Gross yield: 6.6%^[2]
Cap rate: 3.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $2,420^[3]

#Climate risk

FEMA National Risk Index ratings for San Joaquin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Very High
Heat wave: Relatively High
Hurricane: Not Applicable
Tornado: Relatively Low
Earthquake: Relatively High
Winter weather: Relatively Low

#Who lives here

Population: 41,549^[3]
Median household income: $67,991^[3]

#Migration

Household moves in and out of San Joaquin County over a year, from IRS tax-return data.

Net migration: -147^[5]
Moved in: 15,203
Moved out: 15,350

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 10
Elementary: 8
Middle: 0
High: 1

Ronald E. McNair High
High · Grades 9–12 · Lodi Unified
1,713 students
Rio Calaveras Elementary
Elementary · Grades K–8 · Stockton Unified
850 students
Kennedy Elementary
Elementary · Grades K–8 · Stockton Unified
524 students
Parklane Elementary
Elementary · Grades K–6 · Lodi Unified
475 students
Aspire River Oaks Charter
Elementary · Grades K–5 · Aspire River Oaks Charter District
451 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.6%

Net yield (after ~40% expenses)3.9%

Annual rent$25,852

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,994

Loan principal$315,427

Down payment$78,857

Total interest paid$402,310

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.17

Monthly cost to own$2,523

Monthly rent$2,154

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 63rd percentile^[1]
Rental yield: 94th percentile^[2]
Property tax: 15th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95210?: The typical home in 95210 is worth $394,284, based on the Zillow Home Value Index.
Are home values rising in 95210?: Home values in 95210 are down 3.2% over the past year, and up 2.5% a year over five years.
What is the typical rent in 95210?: A typical home in 95210 rents for about $2,154 a month, a gross rental yield of 6.6%.
What is the property tax rate in 95210?: The effective property tax rate in 95210 is 0.6% — roughly $2,420 a year on a typical home.
Who lives in 95210?: ZIP code 95210 has a population of 41,549 and a median household income of $67,991.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95204 vs 95210 →
Stockton, CA
Typical home
$382,555
Gross yield
5.7%
95207 vs 95210 →
Stockton, CA
Typical home
$408,783
Gross yield
5.4%
95206
Stockton, CA
Typical home
$420,411
Gross yield
7.4%
95203
Stockton, CA
Typical home
$350,162
Gross yield
4.7%
95215
Waterloo CDP, CA
Typical home
$440,677
Gross yield
—
95202
Stockton, CA
Typical home
$338,931
Gross yield
4.3%

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Pit ZIP 95210 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95210

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