HousingHandbookReference data

U.S. ZIP Code · CA95446

Sonoma County · Santa Rosa-Petaluma, CA

Typical home value

$532,830[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-6.1%
5-year / yr
-0.5%
10-year / yr
+2.5%

Relative price

vs U.S.
+87.6%
vs metro
-35.2%
vs state
-23.9%
ZIP 95446 location in CA
Location of ZIP 95446 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95446 is worth $532,830 — 35.2% below the Santa Rosa-Petaluma, CA median. Over the past year, values have fallen 6.1%. Homes here rent for a typical $2,475 a month — a 5.6% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,475[2]
Gross yield
5.6%[2]
Cap rate
3.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$4,474[3]

#Climate risk

FEMA National Risk Index ratings for Sonoma County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Relatively High
Drought
Relatively High
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
4,607[3]
Median household income
$85,833[3]

#Migration

Household moves in and out of Sonoma County over a year, from IRS tax-return data.

Net migration
-207[5]
Moved in
9,223
Moved out
9,430

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
2
Middle
0
High
0
  • Guerneville Elementary (Charter)

    Elementary · Grades K–8 · Guerneville Elementary

    190 students

  • Guerneville Primary

    Elementary · Grades K · Guerneville Elementary

    17 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.6%
Net yield (after ~40% expenses)3.3%
Annual rent$29,700

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,694
Loan principal$426,264
Down payment$106,566
Total interest paid$543,677

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.42
Monthly cost to own$3,511
Monthly rent$2,475

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
17th percentile[1]
Rental yield
93rd percentile[2]
Property tax
97th percentile[3]

Frequently asked

How much is a home worth in ZIP code 95446?
The typical home in 95446 is worth $532,830, based on the Zillow Home Value Index.
Are home values rising in 95446?
Home values in 95446 are down 6.1% over the past year, and down 0.5% a year over five years.
What is the typical rent in 95446?
A typical home in 95446 rents for about $2,475 a month, a gross rental yield of 5.6%.
What is the property tax rate in 95446?
The effective property tax rate in 95446 is 0.8% — roughly $4,474 a year on a typical home.
Who lives in 95446?
ZIP code 95446 has a population of 4,607 and a median household income of $85,833.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Monte Rio CDP, CA

    Typical home
    $549,832
    Gross yield
  • Cazadero CDP, CA

    Typical home
    $586,334
    Gross yield
  • Occidental CDP, CA

    Typical home
    $460,296
    Gross yield
  • Santa Rosa, CA

    Typical home
    $635,494
    Gross yield
    4.8%
  • Forestville CDP, CA

    Typical home
    $638,900
    Gross yield
    4.9%
  • Cloverdale, CA

    Typical home
    $641,287
    Gross yield

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