HousingHandbookReference data

U.S. ZIP Code · CA95610

Sacramento County · Sacramento-Roseville-Folsom, CA

Typical home value

$511,282[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.4%
5-year / yr
+2.7%
10-year / yr
+5.6%

Relative price

vs U.S.
+80.0%
vs metro
-9.4%
vs state
-27.0%
ZIP 95610 location in CA
Location of ZIP 95610 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95610 is worth $511,282 — 9.4% below the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 1.4%. Homes here rent for a typical $1,831 a month — a 4.3% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,831[2]
Gross yield
4.3%[2]
Cap rate
2.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$3,560[3]

#Climate risk

FEMA National Risk Index ratings for Sacramento County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
No Rating
Wildfire
Relatively Moderate
Drought
Relatively High
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Relatively Moderate
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
46,928[3]
Median household income
$83,327[3]

#Migration

Household moves in and out of Sacramento County over a year, from IRS tax-return data.

Net migration
-2,485[5]
Moved in
31,384
Moved out
33,869

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
4
Middle
0
High
1
  • San Juan High

    High · Grades 9–12 · San Juan Unified

    570 students

  • Kingswood K-8

    Elementary · Grades K–8 · San Juan Unified

    555 students

  • Woodside K-8

    Elementary · Grades K–8 · San Juan Unified

    420 students

  • Skycrest Elementary

    Elementary · Grades K–5 · San Juan Unified

    409 students

  • Mariposa Avenue Elementary

    Elementary · Grades K–5 · San Juan Unified

    311 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.3%
Net yield (after ~40% expenses)2.6%
Annual rent$21,971

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,585
Loan principal$409,026
Down payment$102,256
Total interest paid$521,690

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.81
Monthly cost to own$3,310
Monthly rent$1,831

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
76th percentile[1]
Rental yield
35th percentile[2]
Property tax
51st percentile[3]

Frequently asked

How much is a home worth in ZIP code 95610?
The typical home in 95610 is worth $511,282, based on the Zillow Home Value Index.
Are home values rising in 95610?
Home values in 95610 are down 1.4% over the past year, and up 2.7% a year over five years.
What is the typical rent in 95610?
A typical home in 95610 rents for about $1,831 a month, a gross rental yield of 4.3%.
What is the property tax rate in 95610?
The effective property tax rate in 95610 is 0.7% — roughly $3,560 a year on a typical home.
Who lives in 95610?
ZIP code 95610 has a population of 46,928 and a median household income of $83,327.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Camino CDP, CA

    Typical home
    $509,882
    Gross yield
  • Elverta CDP, CA

    Typical home
    $513,843
    Gross yield
  • Antelope CDP, CA

    Typical home
    $505,361
    Gross yield
    5.5%
  • Colfax, CA

    Typical home
    $504,755
    Gross yield
  • Foresthill CDP, CA

    Typical home
    $501,766
    Gross yield
  • Woodland, CA

    Typical home
    $520,858
    Gross yield
    4.7%

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