HousingHandbookReference data

U.S. ZIP Code · CA95631

Placer County · Sacramento-Roseville-Folsom, CA

Typical home value

$501,766[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.3%
5-year / yr
+1.4%
10-year / yr
+4.1%

Relative price

vs U.S.
+76.6%
vs metro
-11.1%
vs state
-28.4%
ZIP 95631 location in CA
Location of ZIP 95631 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95631 is worth $501,766 — 11.1% below the Sacramento-Roseville-Folsom, CA median. Over the past year, values have risen 0.3%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$3,305[3]

#Climate risk

FEMA National Risk Index ratings for Placer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
6,946[3]
Median household income
$104,402[3]

#Migration

Household moves in and out of Placer County over a year, from IRS tax-return data.

Net migration
+1,948[5]
Moved in
13,967
Moved out
12,019

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • Foresthill Divide

    Elementary · Grades K–8 · Foresthill Union Elementary

    471 students

  • Foresthill High

    High · Grades 9–12 · Placer Union High

    194 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,537
Loan principal$401,413
Down payment$100,353
Total interest paid$511,980

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,231
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
23rd percentile[1]
Rental yield
[2]
Property tax
33rd percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 95631?
The typical home in 95631 is worth $501,766, based on the Zillow Home Value Index.
Are home values rising in 95631?
Home values in 95631 are up 0.3% over the past year, and up 1.4% a year over five years.
What is the property tax rate in 95631?
The effective property tax rate in 95631 is 0.7% — roughly $3,305 a year on a typical home.
Who lives in 95631?
ZIP code 95631 has a population of 6,946 and a median household income of $104,402.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Colfax, CA

    Typical home
    $504,755
    Gross yield
  • Arden-Arcade CDP, CA

    Typical home
    $498,472
    Gross yield
    4.0%
  • Antelope CDP, CA

    Typical home
    $505,361
    Gross yield
    5.5%
  • Yolo CDP, CA

    Typical home
    $493,681
    Gross yield
  • Camino CDP, CA

    Typical home
    $509,882
    Gross yield
  • Citrus Heights, CA

    Typical home
    $511,282
    Gross yield
    4.3%

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