How much is a home worth in ZIP code 95821?

The typical home in 95821 is worth $498,472, based on the Zillow Home Value Index.

Are home values rising in 95821?

Home values in 95821 are down 1.2% over the past year, and up 2.0% a year over five years.

What is the typical rent in 95821?

A typical home in 95821 rents for about $1,660 a month, a gross rental yield of 4.0%.

What is the property tax rate in 95821?

The effective property tax rate in 95821 is 0.7% — roughly $3,304 a year on a typical home.

ZIP code 95821 has a population of 38,064 and a median household income of $64,963.

HousingHandbookReference data

…

U.S. ZIP Code · CA95821

Sacramento County · Sacramento-Roseville-Folsom, CA

Typical home value

$498,472^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.2%
5-year / yr: +2.0%
10-year / yr: +5.0%

Relative price

vs U.S.: +75.5%
vs metro: -11.6%
vs state: -28.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95821 is worth $498,472 — 11.6% below the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 1.2%. Homes here rent for a typical $1,660 a month — a 4.0% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,660^[2]
Gross yield: 4.0%^[2]
Cap rate: 2.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $3,304^[3]

#Climate risk

FEMA National Risk Index ratings for Sacramento County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: No Rating
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Moderate
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 38,064^[3]
Median household income: $64,963^[3]

#Migration

Household moves in and out of Sacramento County over a year, from IRS tax-return data.

Net migration: -2,485^[5]
Moved in: 31,384
Moved out: 33,869

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 11
Elementary: 6
Middle: 1
High: 3

Mira Loma High
High · Grades 9–12 · San Juan Unified
1,632 students
El Camino Fundamental High
High · Grades 9–12 · San Juan Unified
1,296 students
Dyer-Kelly Elementary
Elementary · Grades K–5 · San Juan Unified
718 students
Del Paso Manor Elementary
Elementary · Grades K–6 · San Juan Unified
702 students
Aspire Alexander Twilight Secondary Academy
High · Grades 6–12 · Aspire Alexander Twilight Secondary Academy District
473 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.0%

Net yield (after ~40% expenses)2.4%

Annual rent$19,917

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,521

Loan principal$398,777

Down payment$99,694

Total interest paid$508,619

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.93

Monthly cost to own$3,210

Monthly rent$1,660

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 38th percentile^[1]
Rental yield: 23rd percentile^[2]
Property tax: 35th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95821?: The typical home in 95821 is worth $498,472, based on the Zillow Home Value Index.
Are home values rising in 95821?: Home values in 95821 are down 1.2% over the past year, and up 2.0% a year over five years.
What is the typical rent in 95821?: A typical home in 95821 rents for about $1,660 a month, a gross rental yield of 4.0%.
What is the property tax rate in 95821?: The effective property tax rate in 95821 is 0.7% — roughly $3,304 a year on a typical home.
Who lives in 95821?: ZIP code 95821 has a population of 38,064 and a median household income of $64,963.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95631 vs 95821 →
Foresthill CDP, CA
Typical home
$501,766
Gross yield
—
95697 vs 95821 →
Yolo CDP, CA
Typical home
$493,681
Gross yield
—
95713
Colfax, CA
Typical home
$504,755
Gross yield
—
95843
Antelope CDP, CA
Typical home
$505,361
Gross yield
5.5%
95670
Rancho Cordova, CA
Typical home
$488,577
Gross yield
5.5%
95709
Camino CDP, CA
Typical home
$509,882
Gross yield
—

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#Jump to section

U.S. ZIP Code · CA95821

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