HousingHandbookReference data

U.S. ZIP Code · CA95641

Sacramento County · Sacramento-Roseville-Folsom, CA

Typical home value

$409,247[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.8%
5-year / yr
+2.8%
10-year / yr
+5.3%

Relative price

vs U.S.
+44.1%
vs metro
-27.5%
vs state
-41.6%
ZIP 95641 location in CA
Location of ZIP 95641 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95641 is worth $409,247 — 27.5% below the Sacramento-Roseville-Folsom, CA median. Over the past year, values have risen 3.8%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,954[3]

#Climate risk

FEMA National Risk Index ratings for Sacramento County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
No Rating
Wildfire
Relatively Moderate
Drought
Relatively High
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Relatively Moderate
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
2,214[3]
Median household income
$74,886[3]

#Migration

Household moves in and out of Sacramento County over a year, from IRS tax-return data.

Net migration
-2,485[5]
Moved in
31,384
Moved out
33,869

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Isleton Elementary

    Elementary · Grades K–6 · River Delta Joint Unified

    181 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,069
Loan principal$327,397
Down payment$81,849
Total interest paid$417,577

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,574
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
80th percentile[1]
Rental yield
[2]
Property tax
4th percentile[3]

Frequently asked

How much is a home worth in ZIP code 95641?
The typical home in 95641 is worth $409,247, based on the Zillow Home Value Index.
Are home values rising in 95641?
Home values in 95641 are up 3.8% over the past year, and up 2.8% a year over five years.
What is the property tax rate in 95641?
The effective property tax rate in 95641 is 0.5% — roughly $1,954 a year on a typical home.
Who lives in 95641?
ZIP code 95641 has a population of 2,214 and a median household income of $74,886.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sacramento, CA

    Typical home
    $405,120
    Gross yield
    6.6%
  • Arden-Arcade CDP, CA

    Typical home
    $404,387
    Gross yield
    5.0%
  • Georgetown CDP, CA

    Typical home
    $416,617
    Gross yield
  • Dutch Flat CDP, CA

    Typical home
    $417,819
    Gross yield
  • West Sacramento, CA

    Typical home
    $418,259
    Gross yield
    6.3%
  • Pollock Pines CDP, CA

    Typical home
    $400,010
    Gross yield

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