How much is a home worth in ZIP code 95820?

The typical home in 95820 is worth $405,120, based on the Zillow Home Value Index.

Are home values rising in 95820?

Home values in 95820 are down 1.8% over the past year, and up 1.8% a year over five years.

What is the typical rent in 95820?

A typical home in 95820 rents for about $2,244 a month, a gross rental yield of 6.6%.

What is the property tax rate in 95820?

The effective property tax rate in 95820 is 0.6% — roughly $2,492 a year on a typical home.

ZIP code 95820 has a population of 35,410 and a median household income of $78,436.

HousingHandbookReference data

…

U.S. ZIP Code · CA95820

Sacramento County · Sacramento-Roseville-Folsom, CA

Typical home value

$405,120^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.8%
5-year / yr: +1.8%
10-year / yr: +6.3%

Relative price

vs U.S.: +42.6%
vs metro: -28.2%
vs state: -42.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95820 is worth $405,120 — 28.2% below the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 1.8%. Homes here rent for a typical $2,244 a month — a 6.6% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,244^[2]
Gross yield: 6.6%^[2]
Cap rate: 4.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $2,492^[3]

#Climate risk

FEMA National Risk Index ratings for Sacramento County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: No Rating
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Moderate
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 35,410^[3]
Median household income: $78,436^[3]

#Migration

Household moves in and out of Sacramento County over a year, from IRS tax-return data.

Net migration: -2,485^[5]
Moved in: 31,384
Moved out: 33,869

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 10
Elementary: 7
Middle: 0
High: 3

Hiram W. Johnson High
High · Grades 9–12 · Sacramento City Unified
1,627 students
West Campus
High · Grades 9–12 · Sacramento City Unified
881 students
SAVA - Sacramento Academic and Vocational Academy - SCUSD
High · Grades 7–12 · SAVA - Sacramento ACAD and Vocational Acad - SCUSD DIST
701 students
St. HOPE Public School 7
Elementary · Grades K–8 · St. HOPE Public School 7 District
517 students
Oak Ridge Elementary
Elementary · Grades K–6 · Sacramento City Unified
432 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.6%

Net yield (after ~40% expenses)4.0%

Annual rent$26,929

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,049

Loan principal$324,096

Down payment$81,024

Total interest paid$413,367

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.16

Monthly cost to own$2,595

Monthly rent$2,244

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 32nd percentile^[1]
Rental yield: 100th percentile^[2]
Property tax: 18th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95820?: The typical home in 95820 is worth $405,120, based on the Zillow Home Value Index.
Are home values rising in 95820?: Home values in 95820 are down 1.8% over the past year, and up 1.8% a year over five years.
What is the typical rent in 95820?: A typical home in 95820 rents for about $2,244 a month, a gross rental yield of 6.6%.
What is the property tax rate in 95820?: The effective property tax rate in 95820 is 0.6% — roughly $2,492 a year on a typical home.
Who lives in 95820?: ZIP code 95820 has a population of 35,410 and a median household income of $78,436.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95825 vs 95820 →
Arden-Arcade CDP, CA
Typical home
$404,387
Gross yield
5.0%
95641 vs 95820 →
Walnut Grove CDP, CA
Typical home
$409,247
Gross yield
—
95726
Pollock Pines CDP, CA
Typical home
$400,010
Gross yield
—
95838
Sacramento, CA
Typical home
$397,794
Gross yield
6.2%
95634
Georgetown CDP, CA
Typical home
$416,617
Gross yield
—
95714
Dutch Flat CDP, CA
Typical home
$417,819
Gross yield
—

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#Jump to section

U.S. ZIP Code · CA95820

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