HousingHandbookReference data

U.S. ZIP Code · AK99712

Fairbanks North Star Borough · Fairbanks-College, AK

Typical home value

$312,111[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.6%
5-year / yr
+1.0%
10-year / yr
+2.6%

Relative price

vs U.S.
+9.9%
vs metro
≈ metro median
vs state
-10.2%
ZIP 99712 location in AK
Location of ZIP 99712 in AK

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 99712 is worth $312,111. Over the past year, values have fallen 0.6%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$3,484[3]

#Climate risk

FEMA National Risk Index ratings for Fairbanks North Star Borough. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
No Rating
Heat wave
Insufficient Data
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
12,477[3]
Median household income
$112,808[3]

#Migration

Household moves in and out of Fairbanks North Star Borough over a year, from IRS tax-return data.

Net migration
-528[5]
Moved in
3,671
Moved out
4,199

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,578
Loan principal$249,689
Down payment$62,422
Total interest paid$318,464

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,130
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
33rd percentile[1]
Rental yield
[2]
Property tax
67th percentile[3]

Frequently asked

How much is a home worth in ZIP code 99712?
The typical home in 99712 is worth $312,111, based on the Zillow Home Value Index.
Are home values rising in 99712?
Home values in 99712 are down 0.6% over the past year, and up 1.0% a year over five years.
What is the property tax rate in 99712?
The effective property tax rate in 99712 is 1.1% — roughly $3,484 a year on a typical home.
Who lives in 99712?
ZIP code 99712 has a population of 12,477 and a median household income of $112,808.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Goldstream CDP, AK

    Typical home
    $312,143
    Gross yield
    6.6%
  • Badger CDP, AK

    Typical home
    $327,432
    Gross yield
    6.7%
  • Harding-Birch Lakes CDP, AK

    Typical home
    $197,535
    Gross yield

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