HousingHandbookReference data

U.S. ZIP Code · NC28445

Onslow County · Jacksonville, NC

Typical home value

$524,441[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.6%
5-year / yr
+7.4%
10-year / yr
+7.9%

Relative price

vs U.S.
+84.6%
vs metro
+90.1%
vs state
+84.3%
ZIP 28445 location in NC
Location of ZIP 28445 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28445 is worth $524,441 — 90.1% above the Jacksonville, NC median. Over the past year, values have risen 1.6%. Homes here rent for a typical $1,814 a month — a 4.2% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,814[2]
Gross yield
4.2%[2]
Cap rate
2.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$3,359[3]

#Climate risk

FEMA National Risk Index ratings for Onslow County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
10,797[3]
Median household income
$84,016[3]

#Migration

Household moves in and out of Onslow County over a year, from IRS tax-return data.

Net migration
+1,101[5]
Moved in
11,323
Moved out
10,222

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
3
Middle
0
High
1
  • Dixon High

    High · Grades 9–12 · Onslow County Schools

    1,187 students

  • Surf City Elementary

    Elementary · Grades PK–5 · Pender County Schools

    850 students

  • Coastal Elementary

    Elementary · Grades K–5 · Onslow County Schools

    832 students

  • Dixon Elementary

    Elementary · Grades PK–5 · Onslow County Schools

    734 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.2%
Net yield (after ~40% expenses)2.5%
Annual rent$21,772

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,652
Loan principal$419,553
Down payment$104,888
Total interest paid$535,117

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.86
Monthly cost to own$3,369
Monthly rent$1,814

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
44th percentile[1]
Rental yield
0th percentile[2]
Property tax
56th percentile[3]

Frequently asked

How much is a home worth in ZIP code 28445?
The typical home in 28445 is worth $524,441, based on the Zillow Home Value Index.
Are home values rising in 28445?
Home values in 28445 are up 1.6% over the past year, and up 7.4% a year over five years.
What is the typical rent in 28445?
A typical home in 28445 rents for about $1,814 a month, a gross rental yield of 4.2%.
What is the property tax rate in 28445?
The effective property tax rate in 28445 is 0.6% — roughly $3,359 a year on a typical home.
Who lives in 28445?
ZIP code 28445 has a population of 10,797 and a median household income of $84,016.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • North Topsail Beach, NC

    Typical home
    $401,080
    Gross yield
    5.8%
  • NC

    Typical home
    $381,032
    Gross yield
  • Jacksonville, NC

    Typical home
    $284,623
    Gross yield
    6.3%
  • Richlands, NC

    Typical home
    $276,143
    Gross yield
    6.8%
  • NC

    Typical home
    $275,704
    Gross yield
  • Jacksonville, NC

    Typical home
    $267,668
    Gross yield
    6.1%

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