HousingHandbookReference data

U.S. ZIP Code · NC28460

Onslow County · Jacksonville, NC

Typical home value

$401,080[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.2%
5-year / yr
+7.2%
10-year / yr
+7.0%

Relative price

vs U.S.
+41.2%
vs metro
+45.4%
vs state
+40.9%
ZIP 28460 location in NC
Location of ZIP 28460 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28460 is worth $401,080 — 45.4% above the Jacksonville, NC median. Over the past year, values have risen 1.2%. Homes here rent for a typical $1,944 a month — a 5.8% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,944[2]
Gross yield
5.8%[2]
Cap rate
3.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,404[3]

#Climate risk

FEMA National Risk Index ratings for Onslow County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
13,532[3]
Median household income
$88,908[3]

#Migration

Household moves in and out of Onslow County over a year, from IRS tax-return data.

Net migration
+1,101[5]
Moved in
11,323
Moved out
10,222

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
0
Middle
1
High
0
  • Dixon Middle

    Middle · Grades 6–8 · Onslow County Schools

    978 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.8%
Net yield (after ~40% expenses)3.5%
Annual rent$23,331

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,028
Loan principal$320,864
Down payment$80,216
Total interest paid$409,244

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.32
Monthly cost to own$2,563
Monthly rent$1,944

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
33rd percentile[1]
Rental yield
17th percentile[2]
Property tax
44th percentile[3]

Frequently asked

How much is a home worth in ZIP code 28460?
The typical home in 28460 is worth $401,080, based on the Zillow Home Value Index.
Are home values rising in 28460?
Home values in 28460 are up 1.2% over the past year, and up 7.2% a year over five years.
What is the typical rent in 28460?
A typical home in 28460 rents for about $1,944 a month, a gross rental yield of 5.8%.
What is the property tax rate in 28460?
The effective property tax rate in 28460 is 0.6% — roughly $2,404 a year on a typical home.
Who lives in 28460?
ZIP code 28460 has a population of 13,532 and a median household income of $88,908.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • NC

    Typical home
    $381,032
    Gross yield
  • Jacksonville, NC

    Typical home
    $284,623
    Gross yield
    6.3%
  • Surf City, NC

    Typical home
    $524,441
    Gross yield
    4.2%
  • Richlands, NC

    Typical home
    $276,143
    Gross yield
    6.8%
  • NC

    Typical home
    $275,704
    Gross yield
  • Jacksonville, NC

    Typical home
    $267,668
    Gross yield
    6.1%

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