HousingHandbookReference data

U.S. ZIP Code · FL32708

Seminole County · Orlando-Kissimmee-Sanford, FL

Typical home value

$424,606[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.1%
5-year / yr
+5.5%
10-year / yr
+6.6%

Relative price

vs U.S.
+49.5%
vs metro
+9.0%
vs state
+22.4%
ZIP 32708 location in FL
Location of ZIP 32708 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32708 is worth $424,606 — 9.0% above the Orlando-Kissimmee-Sanford, FL median. Over the past year, values have fallen 3.1%. Homes here rent for a typical $2,038 a month — a 5.8% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,038[2]
Gross yield
5.8%[2]
Cap rate
3.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,749[3]

#Climate risk

FEMA National Risk Index ratings for Seminole County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
No Rating
Wildfire
Relatively Moderate
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
No Rating

#Who lives here

Population
48,965[3]
Median household income
$93,628[3]

#Migration

Household moves in and out of Seminole County over a year, from IRS tax-return data.

Net migration
-234[5]
Moved in
20,307
Moved out
20,541

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
6
Middle
1
High
1
  • WINTER SPRINGS HIGH SCHOOL

    High · Grades 9–12 · SEMINOLE

    2,005 students

  • INDIAN TRAILS MIDDLE SCHOOL

    Middle · Grades 6–8 · SEMINOLE

    1,163 students

  • RAINBOW ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · SEMINOLE

    803 students

  • CHOICES IN LEARNING CHARTER

    Elementary · Grades K–5 · SEMINOLE

    671 students

  • KEETH ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · SEMINOLE

    568 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.8%
Net yield (after ~40% expenses)3.5%
Annual rent$24,453

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,147
Loan principal$339,685
Down payment$84,921
Total interest paid$433,249

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.34
Monthly cost to own$2,731
Monthly rent$2,038

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
42nd percentile[1]
Rental yield
32nd percentile[2]
Property tax
12th percentile[3]

Frequently asked

How much is a home worth in ZIP code 32708?
The typical home in 32708 is worth $424,606, based on the Zillow Home Value Index.
Are home values rising in 32708?
Home values in 32708 are down 3.1% over the past year, and up 5.5% a year over five years.
What is the typical rent in 32708?
A typical home in 32708 rents for about $2,038 a month, a gross rental yield of 5.8%.
What is the property tax rate in 32708?
The effective property tax rate in 32708 is 0.6% — roughly $2,749 a year on a typical home.
Who lives in 32708?
ZIP code 32708 has a population of 48,965 and a median household income of $93,628.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Clermont, FL

    Typical home
    $429,965
    Gross yield
    5.5%
  • Mount Plymouth CDP, FL

    Typical home
    $414,575
    Gross yield
    6.2%
  • Apopka, FL

    Typical home
    $436,450
    Gross yield
    6.3%
  • Ocoee, FL

    Typical home
    $412,589
    Gross yield
    6.2%
  • Orlando, FL

    Typical home
    $438,232
    Gross yield
    4.9%
  • Four Corners CDP, FL

    Typical home
    $410,837
    Gross yield
    6.3%

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