HousingHandbookReference data

U.S. ZIP Code · FL32712

Orange County · Orlando-Kissimmee-Sanford, FL

Typical home value

$436,450[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.4%
5-year / yr
+5.6%
10-year / yr
+6.6%

Relative price

vs U.S.
+53.6%
vs metro
+12.0%
vs state
+25.8%
ZIP 32712 location in FL
Location of ZIP 32712 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32712 is worth $436,450 — 12.0% above the Orlando-Kissimmee-Sanford, FL median. Over the past year, values have fallen 2.4%. Homes here rent for a typical $2,282 a month — a 6.3% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,282[2]
Gross yield
6.3%[2]
Cap rate
3.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$3,194[3]

#Climate risk

FEMA National Risk Index ratings for Orange County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
No Rating
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Very High
Earthquake
Relatively Low
Winter weather
No Rating

#Who lives here

Population
50,583[3]
Median household income
$108,734[3]

#Migration

Household moves in and out of Orange County over a year, from IRS tax-return data.

Net migration
-3,827[5]
Moved in
52,675
Moved out
56,502

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
6
Middle
2
High
1
  • APOPKA HIGH

    High · Grades 8–12 · ORANGE

    3,455 students

  • WOLF LAKE MIDDLE

    Middle · Grades 6–8 · ORANGE

    1,170 students

  • KELLY PARK SCHOOL

    Elementary · Grades PK–8 · ORANGE

    1,082 students

  • APOPKA MIDDLE

    Middle · Grades 6–8 · ORANGE

    913 students

  • APOPKA ELEMENTARY

    Elementary · Grades PK–5 · ORANGE

    841 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.3%
Net yield (after ~40% expenses)3.8%
Annual rent$27,380

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,207
Loan principal$349,160
Down payment$87,290
Total interest paid$445,335

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.24
Monthly cost to own$2,836
Monthly rent$2,282

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
47th percentile[1]
Rental yield
52nd percentile[2]
Property tax
37th percentile[3]

Frequently asked

How much is a home worth in ZIP code 32712?
The typical home in 32712 is worth $436,450, based on the Zillow Home Value Index.
Are home values rising in 32712?
Home values in 32712 are down 2.4% over the past year, and up 5.6% a year over five years.
What is the typical rent in 32712?
A typical home in 32712 rents for about $2,282 a month, a gross rental yield of 6.3%.
What is the property tax rate in 32712?
The effective property tax rate in 32712 is 0.7% — roughly $3,194 a year on a typical home.
Who lives in 32712?
ZIP code 32712 has a population of 50,583 and a median household income of $108,734.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Orlando, FL

    Typical home
    $438,232
    Gross yield
    4.9%
  • St. Cloud, FL

    Typical home
    $440,175
    Gross yield
    6.7%
  • Clermont, FL

    Typical home
    $429,965
    Gross yield
    5.5%
  • Winter Springs, FL

    Typical home
    $424,606
    Gross yield
    5.8%
  • Maitland, FL

    Typical home
    $458,234
    Gross yield
    5.4%
  • Mount Plymouth CDP, FL

    Typical home
    $414,575
    Gross yield
    6.2%

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