HousingHandbookReference data

U.S. ZIP Code · FL32812

Orange County · Orlando-Kissimmee-Sanford, FL

Typical home value

$389,571[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.3%
5-year / yr
+5.5%
10-year / yr
+7.4%

Relative price

vs U.S.
+37.1%
vs metro
≈ metro median
vs state
+12.3%
ZIP 32812 location in FL
Location of ZIP 32812 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32812 is worth $389,571. Over the past year, values have fallen 3.3%. Homes here rent for a typical $1,841 a month — a 5.7% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,841[2]
Gross yield
5.7%[2]
Cap rate
3.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$3,202[3]

#Climate risk

FEMA National Risk Index ratings for Orange County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
No Rating
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Very High
Earthquake
Relatively Low
Winter weather
No Rating

#Who lives here

Population
34,686[3]
Median household income
$73,149[3]

#Migration

Household moves in and out of Orange County over a year, from IRS tax-return data.

Net migration
-3,827[5]
Moved in
52,675
Moved out
56,502

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
5
Middle
1
High
0
  • CONWAY MIDDLE

    Middle · Grades 6–8 · ORANGE

    708 students

  • LAKE GEORGE ELEMENTARY

    Elementary · Grades PK–5 · ORANGE

    468 students

  • CONWAY ELEMENTARY

    Elementary · Grades PK–5 · ORANGE

    449 students

  • SHENANDOAH ELEMENTARY

    Elementary · Grades PK–5 · ORANGE

    419 students

  • DOVER SHORES ELEMENTARY

    Elementary · Grades K–5 · ORANGE

    385 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.7%
Net yield (after ~40% expenses)3.4%
Annual rent$22,096

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,970
Loan principal$311,657
Down payment$77,914
Total interest paid$397,501

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.39
Monthly cost to own$2,561
Monthly rent$1,841

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
43rd percentile[1]
Rental yield
31st percentile[2]
Property tax
77th percentile[3]

Frequently asked

How much is a home worth in ZIP code 32812?
The typical home in 32812 is worth $389,571, based on the Zillow Home Value Index.
Are home values rising in 32812?
Home values in 32812 are down 3.3% over the past year, and up 5.5% a year over five years.
What is the typical rent in 32812?
A typical home in 32812 rents for about $1,841 a month, a gross rental yield of 5.7%.
What is the property tax rate in 32812?
The effective property tax rate in 32812 is 0.8% — roughly $3,202 a year on a typical home.
Who lives in 32812?
ZIP code 32812 has a population of 34,686 and a median household income of $73,149.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Alafaya CDP, FL

    Typical home
    $390,078
    Gross yield
    5.6%
  • Mount Dora, FL

    Typical home
    $393,594
    Gross yield
    6.0%
  • Kissimmee, FL

    Typical home
    $383,531
    Gross yield
    6.6%
  • FL

    Typical home
    $382,267
    Gross yield
    7.6%
  • FL

    Typical home
    $397,053
    Gross yield
  • Goldenrod CDP, FL

    Typical home
    $397,449
    Gross yield
    5.2%

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