How much is a home worth in ZIP code 86403?

The typical home in 86403 is worth $387,863, based on the Zillow Home Value Index.

Are home values rising in 86403?

Home values in 86403 are down 1.6% over the past year, and up 3.3% a year over five years.

What is the typical rent in 86403?

A typical home in 86403 rents for about $1,480 a month, a gross rental yield of 4.6%.

What is the property tax rate in 86403?

The effective property tax rate in 86403 is 0.4% — roughly $1,564 a year on a typical home.

ZIP code 86403 has a population of 18,295 and a median household income of $58,967.

HousingHandbookReference data

…

U.S. ZIP Code · AZ86403

Mohave County · Lake Havasu City-Kingman, AZ

Typical home value

$387,863^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.6%
5-year / yr: +3.3%
10-year / yr: +7.3%

Relative price

vs U.S.: +36.5%
vs metro: +30.4%
vs state: ≈ state median

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 86403 is worth $387,863 — 30.4% above the Lake Havasu City-Kingman, AZ median. Over the past year, values have fallen 1.6%. Homes here rent for a typical $1,480 a month — a 4.6% gross rental yield. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,480^[2]
Gross yield: 4.6%^[2]
Cap rate: 2.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.4%^[3]
Typical annual tax: $1,564^[3]

#Climate risk

FEMA National Risk Index ratings for Mohave County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively High
Drought: Very Low
Heat wave: Relatively High
Hurricane: No Rating
Tornado: Very Low
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 18,295^[3]
Median household income: $58,967^[3]

#Migration

Household moves in and out of Mohave County over a year, from IRS tax-return data.

Net migration: +1,769^[5]
Moved in: 7,056
Moved out: 5,287

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 2
Middle: 0
High: 5

Lake Havasu High School
High · Grades 9–12 · Lake Havasu Unified District (4368)
1,618 students
Smoketree Elementary School
Elementary · Grades PK–6 · Lake Havasu Unified District (4368)
549 students
Telesis Preparatory
Elementary · Grades K–8 · Telesis Center for Learning Inc. (79218)
292 students
Havasuonline
High · Grades 6–12 · Lake Havasu Unified District (4368)
220 students
Telesis Preparatory Academy
High · Grades 9–12 · Telesis Center for Learning Inc. (79218)
60 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.6%

Net yield (after ~40% expenses)2.7%

Annual rent$17,761

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,961

Loan principal$310,291

Down payment$77,573

Total interest paid$395,759

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.63

Monthly cost to own$2,414

Monthly rent$1,480

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 7th percentile^[1]
Rental yield: 43rd percentile^[2]
Property tax: 40th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 86403?: The typical home in 86403 is worth $387,863, based on the Zillow Home Value Index.
Are home values rising in 86403?: Home values in 86403 are down 1.6% over the past year, and up 3.3% a year over five years.
What is the typical rent in 86403?: A typical home in 86403 rents for about $1,480 a month, a gross rental yield of 4.6%.
What is the property tax rate in 86403?: The effective property tax rate in 86403 is 0.4% — roughly $1,564 a year on a typical home.
Who lives in 86403?: ZIP code 86403 has a population of 18,295 and a median household income of $58,967.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

86429 vs 86403 →
Bullhead City, AZ
Typical home
$404,367
Gross yield
4.6%
86432 vs 86403 →
Scenic CDP, AZ
Typical home
$371,151
Gross yield
—
86021
Colorado City, AZ
Typical home
$368,440
Gross yield
—
86426
Fort Mohave CDP, AZ
Typical home
$337,217
Gross yield
6.2%
86440
Mohave Valley CDP, AZ
Typical home
$305,873
Gross yield
—
86401
Kingman, AZ
Typical home
$289,133
Gross yield
5.6%

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#Jump to section

U.S. ZIP Code · AZ86403

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