HousingHandbookReference data

U.S. ZIP Code · AZ86440

Mohave County · Lake Havasu City-Kingman, AZ

Typical home value

$305,873[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.7%
5-year / yr
+4.9%
10-year / yr
+8.0%

Relative price

vs U.S.
+7.7%
vs metro
+2.8%
vs state
-21.4%
ZIP 86440 location in AZ
Location of ZIP 86440 in AZ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 86440 is worth $305,873 — 2.8% above the Lake Havasu City-Kingman, AZ median. Over the past year, values have risen 2.7%. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$1,214[3]

#Climate risk

FEMA National Risk Index ratings for Mohave County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Very Low
Heat wave
Relatively High
Hurricane
No Rating
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
8,853[3]
Median household income
$63,188[3]

#Migration

Household moves in and out of Mohave County over a year, from IRS tax-return data.

Net migration
+1,769[5]
Moved in
7,056
Moved out
5,287

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
2
Middle
0
High
3
  • River Valley High School

    High · Grades 9–12 · Colorado River Union High School District (4381)

    565 students

  • Mohave Valley Junior High School

    Elementary · Grades K–8 · Mohave Valley Elementary District (4379)

    482 students

  • Mohave Valley Connections Academy

    Elementary · Grades K–8 · Mohave Valley Elementary District (4379)

    34 students

  • Pillar Academy of Business & Finance

    High · Grades 9–12 · Pillar Charter School (87334)

    11 students

  • WAVE - River Valley High School

    High · Grades 9–12 · Western Arizona Vocational District #50 (90123)

    1 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,547
Loan principal$244,699
Down payment$61,175
Total interest paid$312,100

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,904
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
57th percentile[1]
Rental yield
[2]
Property tax
33rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 86440?
The typical home in 86440 is worth $305,873, based on the Zillow Home Value Index.
Are home values rising in 86440?
Home values in 86440 are up 2.7% over the past year, and up 4.9% a year over five years.
What is the property tax rate in 86440?
The effective property tax rate in 86440 is 0.4% — roughly $1,214 a year on a typical home.
Who lives in 86440?
ZIP code 86440 has a population of 8,853 and a median household income of $63,188.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Kingman, AZ

    Typical home
    $289,133
    Gross yield
    5.6%
  • Fort Mohave CDP, AZ

    Typical home
    $337,217
    Gross yield
    6.2%
  • Bullhead City, AZ

    Typical home
    $271,952
    Gross yield
    6.4%
  • Golden Shores CDP, AZ

    Typical home
    $267,246
    Gross yield
  • Kingman, AZ

    Typical home
    $264,971
    Gross yield
    6.3%
  • Colorado City, AZ

    Typical home
    $368,440
    Gross yield

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