How much is a home worth in ZIP code 86409?

The typical home in 86409 is worth $264,971, based on the Zillow Home Value Index.

Are home values rising in 86409?

Home values in 86409 are up 3.0% over the past year, and up 5.2% a year over five years.

What is the typical rent in 86409?

A typical home in 86409 rents for about $1,399 a month, a gross rental yield of 6.3%.

What is the property tax rate in 86409?

The effective property tax rate in 86409 is 0.4% — roughly $1,183 a year on a typical home.

ZIP code 86409 has a population of 30,365 and a median household income of $50,852.

HousingHandbookReference data

…

U.S. ZIP Code · AZ86409

Mohave County · Lake Havasu City-Kingman, AZ

Typical home value

$264,971^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.0%
5-year / yr: +5.2%
10-year / yr: +7.4%

Relative price

vs U.S.: -6.7%
vs metro: -10.9%
vs state: -31.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 86409 is worth $264,971 — 10.9% below the Lake Havasu City-Kingman, AZ median. Over the past year, values have risen 3.0%. Homes here rent for a typical $1,399 a month — a 6.3% gross rental yield. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,399^[2]
Gross yield: 6.3%^[2]
Cap rate: 3.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.4%^[3]
Typical annual tax: $1,183^[3]

#Climate risk

FEMA National Risk Index ratings for Mohave County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively High
Drought: Very Low
Heat wave: Relatively High
Hurricane: No Rating
Tornado: Very Low
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 30,365^[3]
Median household income: $50,852^[3]

#Migration

Household moves in and out of Mohave County over a year, from IRS tax-return data.

Net migration: +1,769^[5]
Moved in: 7,056
Moved out: 5,287

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 4
Middle: 1
High: 4

Kingman High School
High · Grades 9–12 · Kingman Unified School District (79598)
919 students
Cerbat Elementary
Elementary · Grades K–5 · Kingman Unified School District (79598)
706 students
Kingman Academy of Learning - High School
High · Grades 9–12 · Kingman Academy Of Learning (4383)
358 students
Kingman Academy of Learning - Intermediate School
Elementary · Grades K–8 · Kingman Academy Of Learning (4383)
344 students
Kingman Academy of Learning - Middle School
Middle · Grades 6–8 · Kingman Academy Of Learning (4383)
337 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.3%

Net yield (after ~40% expenses)3.8%

Annual rent$16,786

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,340

Loan principal$211,977

Down payment$52,994

Total interest paid$270,365

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.19

Monthly cost to own$1,660

Monthly rent$1,399

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 64th percentile^[1]
Rental yield: 86th percentile^[2]
Property tax: 67th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 86409?: The typical home in 86409 is worth $264,971, based on the Zillow Home Value Index.
Are home values rising in 86409?: Home values in 86409 are up 3.0% over the past year, and up 5.2% a year over five years.
What is the typical rent in 86409?: A typical home in 86409 rents for about $1,399 a month, a gross rental yield of 6.3%.
What is the property tax rate in 86409?: The effective property tax rate in 86409 is 0.4% — roughly $1,183 a year on a typical home.
Who lives in 86409?: ZIP code 86409 has a population of 30,365 and a median household income of $50,852.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

86436 vs 86409 →
Golden Shores CDP, AZ
Typical home
$267,246
Gross yield
—
86442 vs 86409 →
Bullhead City, AZ
Typical home
$271,952
Gross yield
6.4%
86401
Kingman, AZ
Typical home
$289,133
Gross yield
5.6%
86413
Golden Valley CDP, AZ
Typical home
$239,021
Gross yield
—
86438
Yucca CDP, AZ
Typical home
$226,202
Gross yield
—
86440
Mohave Valley CDP, AZ
Typical home
$305,873
Gross yield
—

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#Jump to section

U.S. ZIP Code · AZ86409

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