How much is a home worth in ZIP code 92069?

The typical home in 92069 is worth $907,546, based on the Zillow Home Value Index.

Are home values rising in 92069?

Home values in 92069 are down 1.0% over the past year, and up 5.7% a year over five years.

What is the typical rent in 92069?

A typical home in 92069 rents for about $2,937 a month, a gross rental yield of 3.9%.

What is the property tax rate in 92069?

The effective property tax rate in 92069 is 0.8% — roughly $7,443 a year on a typical home.

ZIP code 92069 has a population of 47,335 and a median household income of $96,771.

HousingHandbookReference data

…

U.S. ZIP Code · CA92069

San Diego County · San Diego-Chula Vista-Carlsbad, CA

Typical home value

$907,546^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.0%
5-year / yr: +5.7%
10-year / yr: +6.0%

Relative price

vs U.S.: +219.5%
vs metro: ≈ metro median
vs state: +29.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92069 is worth $907,546. Over the past year, values have fallen 1.0%. Homes here rent for a typical $2,937 a month — a 3.9% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,937^[2]
Gross yield: 3.9%^[2]
Cap rate: 2.3%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $7,443^[3]

#Climate risk

FEMA National Risk Index ratings for San Diego County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Very High
Coastal flood: Relatively Moderate
Wildfire: Very High
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: Very Low
Tornado: Relatively Low
Earthquake: Relatively High
Winter weather: Relatively Low

#Who lives here

Population: 47,335^[3]
Median household income: $96,771^[3]

#Migration

Household moves in and out of San Diego County over a year, from IRS tax-return data.

Net migration: -5,385^[5]
Moved in: 70,215
Moved out: 75,600

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 11
Elementary: 5
Middle: 2
High: 3

Mission Hills High
High · Grades 9–12 · San Marcos Unified
2,834 students
Woodland Park Middle
Middle · Grades 6–8 · San Marcos Unified
1,179 students
San Marcos Middle
Middle · Grades 6–8 · San Marcos Unified
987 students
Richland Elementary
Elementary · Grades K–5 · San Marcos Unified
869 students
Paloma Elementary
Elementary · Grades K–5 · San Marcos Unified
742 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.9%

Net yield (after ~40% expenses)2.3%

Annual rent$35,247

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$4,589

Loan principal$726,037

Down payment$181,509

Total interest paid$926,020

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.03

Monthly cost to own$5,965

Monthly rent$2,937

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 56th percentile^[1]
Rental yield: 68th percentile^[2]
Property tax: 94th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 92069?: The typical home in 92069 is worth $907,546, based on the Zillow Home Value Index.
Are home values rising in 92069?: Home values in 92069 are down 1.0% over the past year, and up 5.7% a year over five years.
What is the typical rent in 92069?: A typical home in 92069 rents for about $2,937 a month, a gross rental yield of 3.9%.
What is the property tax rate in 92069?: The effective property tax rate in 92069 is 0.8% — roughly $7,443 a year on a typical home.
Who lives in 92069?: ZIP code 92069 has a population of 47,335 and a median household income of $96,771.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

92084 vs 92069 →
Vista, CA
Typical home
$914,331
Gross yield
3.6%
91913 vs 92069 →
Chula Vista, CA
Typical home
$916,099
Gross yield
4.2%
92028
Fallbrook CDP, CA
Typical home
$890,788
Gross yield
4.2%
92081
Vista, CA
Typical home
$932,733
Gross yield
3.4%
92082
Valley Center CDP, CA
Typical home
$934,807
Gross yield
4.7%
92019
Rancho San Diego CDP, CA
Typical home
$878,757
Gross yield
3.7%

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Pit ZIP 92069 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA92069

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