HousingHandbookReference data

U.S. ZIP Code · CA94122

San Francisco County · San Francisco-Oakland-Fremont, CA

Typical home value

$1,634,386[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.6%
5-year / yr
+1.0%
10-year / yr
+2.6%

Relative price

vs U.S.
+475.4%
vs metro
+30.7%
vs state
+133.3%
ZIP 94122 location in CA
Location of ZIP 94122 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 94122 is worth $1,634,386 — 30.7% above the San Francisco-Oakland-Fremont, CA median. Over the past year, values have risen 5.6%. Homes here rent for a typical $3,594 a month — a 2.6% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,594[2]
Gross yield
2.6%[2]
Cap rate
1.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$9,616[3]

#Climate risk

FEMA National Risk Index ratings for San Francisco County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Very High
Winter weather
Very Low

#Who lives here

Population
55,819[3]
Median household income
$146,250[3]

#Migration

Household moves in and out of San Francisco County over a year, from IRS tax-return data.

Net migration
-913[5]
Moved in
33,627
Moved out
34,540

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
5
Middle
2
High
1
  • Giannini (A.P.) Middle

    Middle · Grades 6–8 · San Francisco Unified

    1,193 students

  • Lawton Alternative

    Elementary · Grades K–8 · San Francisco Unified

    601 students

  • Yu (Alice Fong) Elementary

    Elementary · Grades K–8 · San Francisco Unified

    589 students

  • Key (Francis Scott) Elementary

    Elementary · Grades K–5 · San Francisco Unified

    562 students

  • Jefferson Elementary

    Elementary · Grades K–5 · San Francisco Unified

    502 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield2.6%
Net yield (after ~40% expenses)1.6%
Annual rent$43,127

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$8,264
Loan principal$1,307,508
Down payment$326,877
Total interest paid$1,667,655

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.90
Monthly cost to own$10,430
Monthly rent$3,594

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
46th percentile[1]
Rental yield
28th percentile[2]
Property tax
8th percentile[3]

Frequently asked

How much is a home worth in ZIP code 94122?
The typical home in 94122 is worth $1,634,386, based on the Zillow Home Value Index.
Are home values rising in 94122?
Home values in 94122 are up 5.6% over the past year, and up 1.0% a year over five years.
What is the typical rent in 94122?
A typical home in 94122 rents for about $3,594 a month, a gross rental yield of 2.6%.
What is the property tax rate in 94122?
The effective property tax rate in 94122 is 0.6% — roughly $9,616 a year on a typical home.
Who lives in 94122?
ZIP code 94122 has a population of 55,819 and a median household income of $146,250.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Berkeley, CA

    Typical home
    $1,635,194
    Gross yield
    3.5%
  • Oakland, CA

    Typical home
    $1,631,257
    Gross yield
    2.0%
  • Moraga, CA

    Typical home
    $1,668,182
    Gross yield
    2.7%
  • San Francisco, CA

    Typical home
    $1,675,512
    Gross yield
    2.9%
  • San Francisco, CA

    Typical home
    $1,590,885
    Gross yield
  • San Francisco, CA

    Typical home
    $1,589,531
    Gross yield
    3.0%

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