How much is a home worth in ZIP code 94546?

The typical home in 94546 is worth $1,039,786, based on the Zillow Home Value Index.

Are home values rising in 94546?

Home values in 94546 are down 2.4% over the past year, and up 2.3% a year over five years.

What is the typical rent in 94546?

A typical home in 94546 rents for about $2,620 a month, a gross rental yield of 3.0%.

What is the property tax rate in 94546?

The effective property tax rate in 94546 is 0.7% — roughly $7,672 a year on a typical home.

ZIP code 94546 has a population of 44,855 and a median household income of $128,385.

HousingHandbookReference data

…

U.S. ZIP Code · CA94546

Alameda County · San Francisco-Oakland-Fremont, CA

Typical home value

$1,039,786^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.4%
5-year / yr: +2.3%
10-year / yr: +4.8%

Relative price

vs U.S.: +266.0%
vs metro: -16.9%
vs state: +48.4%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 94546 is worth $1,039,786 — 16.9% below the San Francisco-Oakland-Fremont, CA median. Over the past year, values have fallen 2.4%. Homes here rent for a typical $2,620 a month — a 3.0% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,620^[2]
Gross yield: 3.0%^[2]
Cap rate: 1.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $7,672^[3]

#Climate risk

FEMA National Risk Index ratings for Alameda County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Very High
Coastal flood: Relatively High
Wildfire: Relatively High
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Not Applicable
Tornado: Relatively Moderate
Earthquake: Very High
Winter weather: Very Low

#Who lives here

Population: 44,855^[3]
Median household income: $128,385^[3]

#Migration

Household moves in and out of Alameda County over a year, from IRS tax-return data.

Net migration: -8,347^[5]
Moved in: 40,744
Moved out: 49,091

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 12
Elementary: 6
Middle: 1
High: 3

Castro Valley High
High · Grades 9–12 · Castro Valley Unified
2,842 students
Creekside Middle
Middle · Grades 6–8 · Castro Valley Unified
749 students
Proctor Elementary
Elementary · Grades K–5 · Castro Valley Unified
596 students
Stanton Elementary
Elementary · Grades K–5 · Castro Valley Unified
520 students
Vannoy Elementary
Elementary · Grades K–5 · Castro Valley Unified
502 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.0%

Net yield (after ~40% expenses)1.8%

Annual rent$31,436

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$5,258

Loan principal$831,829

Down payment$207,957

Total interest paid$1,060,952

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.58

Monthly cost to own$6,765

Monthly rent$2,620

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 70th percentile^[1]
Rental yield: 46th percentile^[2]
Property tax: 48th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 94546?: The typical home in 94546 is worth $1,039,786, based on the Zillow Home Value Index.
Are home values rising in 94546?: Home values in 94546 are down 2.4% over the past year, and up 2.3% a year over five years.
What is the typical rent in 94546?: A typical home in 94546 rents for about $2,620 a month, a gross rental yield of 3.0%.
What is the property tax rate in 94546?: The effective property tax rate in 94546 is 0.7% — roughly $7,672 a year on a typical home.
Who lives in 94546?: ZIP code 94546 has a population of 44,855 and a median household income of $128,385.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

94517 vs 94546 →
Clayton, CA
Typical home
$1,056,086
Gross yield
—
94109 vs 94546 →
San Francisco, CA
Typical home
$1,022,826
Gross yield
3.9%
94947
Novato, CA
Typical home
$1,017,902
Gross yield
4.1%
94551
Livermore, CA
Typical home
$1,015,799
Gross yield
3.6%
94014
Daly City, CA
Typical home
$1,011,110
Gross yield
4.0%
94108
San Francisco, CA
Typical home
$1,007,904
Gross yield
3.6%

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#Jump to section

U.S. ZIP Code · CA94546

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