HousingHandbookReference data

U.S. ZIP Code · CA95645

Yolo County · Sacramento-Roseville-Folsom, CA

Typical home value

$426,914[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.7%
5-year / yr
+2.2%
10-year / yr
+5.5%

Relative price

vs U.S.
+50.3%
vs metro
-24.3%
vs state
-39.1%
ZIP 95645 location in CA
Location of ZIP 95645 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95645 is worth $426,914 — 24.3% below the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 0.7%. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$5,521[3]

#Climate risk

FEMA National Risk Index ratings for Yolo County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Very High
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Very Low

#Who lives here

Population
1,314[3]
Median household income
$61,652[3]

#Migration

Household moves in and out of Yolo County over a year, from IRS tax-return data.

Net migration
-1,192[5]
Moved in
6,215
Moved out
7,407

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Science & Technology Academy at Knights Landing

    Elementary · Grades K–6 · Woodland Joint Unified

    224 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,159
Loan principal$341,532
Down payment$85,383
Total interest paid$435,605

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,973
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
46th percentile[1]
Rental yield
[2]
Property tax
100th percentile[3]

Frequently asked

How much is a home worth in ZIP code 95645?
The typical home in 95645 is worth $426,914, based on the Zillow Home Value Index.
Are home values rising in 95645?
Home values in 95645 are down 0.7% over the past year, and up 2.2% a year over five years.
What is the property tax rate in 95645?
The effective property tax rate in 95645 is 1.3% — roughly $5,521 a year on a typical home.
Who lives in 95645?
ZIP code 95645 has a population of 1,314 and a median household income of $61,652.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sacramento, CA

    Typical home
    $428,015
    Gross yield
    6.2%
  • Foothill Farms CDP, CA

    Typical home
    $423,642
    Gross yield
    5.3%
  • Sacramento, CA

    Typical home
    $422,263
    Gross yield
    6.3%
  • North Highlands CDP, CA

    Typical home
    $433,902
    Gross yield
    4.8%
  • West Sacramento, CA

    Typical home
    $418,259
    Gross yield
    6.3%
  • Dutch Flat CDP, CA

    Typical home
    $417,819
    Gross yield

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