How much is a home worth in ZIP code 95823?

The typical home in 95823 is worth $428,015, based on the Zillow Home Value Index.

Are home values rising in 95823?

Home values in 95823 are down 2.0% over the past year, and up 2.8% a year over five years.

What is the typical rent in 95823?

A typical home in 95823 rents for about $2,196 a month, a gross rental yield of 6.2%.

What is the property tax rate in 95823?

The effective property tax rate in 95823 is 0.7% — roughly $3,060 a year on a typical home.

ZIP code 95823 has a population of 83,607 and a median household income of $66,895.

HousingHandbookReference data

…

U.S. ZIP Code · CA95823

Sacramento County · Sacramento-Roseville-Folsom, CA

Typical home value

$428,015^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.0%
5-year / yr: +2.8%
10-year / yr: +6.4%

Relative price

vs U.S.: +50.7%
vs metro: -24.1%
vs state: -38.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95823 is worth $428,015 — 24.1% below the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 2.0%. Homes here rent for a typical $2,196 a month — a 6.2% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,196^[2]
Gross yield: 6.2%^[2]
Cap rate: 3.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $3,060^[3]

#Climate risk

FEMA National Risk Index ratings for Sacramento County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: No Rating
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Moderate
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 83,607^[3]
Median household income: $66,895^[3]

#Migration

Household moves in and out of Sacramento County over a year, from IRS tax-return data.

Net migration: -2,485^[5]
Moved in: 31,384
Moved out: 33,869

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 17
Elementary: 8
Middle: 2
High: 4

Fortune
Other · Grades K–12 · Fortune District
1,747 students
Valley High
High · Grades 9–12 · Elk Grove Unified
1,629 students
Luther Burbank High
High · Grades 9–12 · Sacramento City Unified
1,574 students
Prairie Elementary
Elementary · Grades K–6 · Elk Grove Unified
857 students
Samuel Jackman Middle
Middle · Grades 7–8 · Elk Grove Unified
849 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.2%

Net yield (after ~40% expenses)3.7%

Annual rent$26,355

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,164

Loan principal$342,412

Down payment$85,603

Total interest paid$436,728

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.26

Monthly cost to own$2,774

Monthly rent$2,196

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 82nd percentile^[1]
Rental yield: 89th percentile^[2]
Property tax: 60th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95823?: The typical home in 95823 is worth $428,015, based on the Zillow Home Value Index.
Are home values rising in 95823?: Home values in 95823 are down 2.0% over the past year, and up 2.8% a year over five years.
What is the typical rent in 95823?: A typical home in 95823 rents for about $2,196 a month, a gross rental yield of 6.2%.
What is the property tax rate in 95823?: The effective property tax rate in 95823 is 0.7% — roughly $3,060 a year on a typical home.
Who lives in 95823?: ZIP code 95823 has a population of 83,607 and a median household income of $66,895.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95645 vs 95823 →
Robbins CDP, CA
Typical home
$426,914
Gross yield
—
95842 vs 95823 →
Foothill Farms CDP, CA
Typical home
$423,642
Gross yield
5.3%
95832
Sacramento, CA
Typical home
$422,263
Gross yield
6.3%
95841
North Highlands CDP, CA
Typical home
$433,902
Gross yield
4.8%
95822
Sacramento, CA
Typical home
$437,546
Gross yield
5.9%
95605
West Sacramento, CA
Typical home
$418,259
Gross yield
6.3%

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#Jump to section

U.S. ZIP Code · CA95823

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