How much is a home worth in ZIP code 95822?

The typical home in 95822 is worth $437,546, based on the Zillow Home Value Index.

Are home values rising in 95822?

Home values in 95822 are down 2.9% over the past year, and up 1.1% a year over five years.

What is the typical rent in 95822?

A typical home in 95822 rents for about $2,153 a month, a gross rental yield of 5.9%.

What is the property tax rate in 95822?

The effective property tax rate in 95822 is 0.7% — roughly $2,935 a year on a typical home.

ZIP code 95822 has a population of 46,569 and a median household income of $86,801.

HousingHandbookReference data

…

U.S. ZIP Code · CA95822

Sacramento County · Sacramento-Roseville-Folsom, CA

Typical home value

$437,546^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.9%
5-year / yr: +1.1%
10-year / yr: +5.0%

Relative price

vs U.S.: +54.0%
vs metro: -22.4%
vs state: -37.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95822 is worth $437,546 — 22.4% below the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 2.9%. Homes here rent for a typical $2,153 a month — a 5.9% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,153^[2]
Gross yield: 5.9%^[2]
Cap rate: 3.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $2,935^[3]

#Climate risk

FEMA National Risk Index ratings for Sacramento County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: No Rating
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Moderate
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 46,569^[3]
Median household income: $86,801^[3]

#Migration

Household moves in and out of Sacramento County over a year, from IRS tax-return data.

Net migration: -2,485^[5]
Moved in: 31,384
Moved out: 33,869

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 15
Elementary: 11
Middle: 3
High: 1

Leonardo Da Vinci
Elementary · Grades K–8 · Sacramento City Unified
829 students
Rosa Parks Elementary
Elementary · Grades K–8 · Sacramento City Unified
744 students
Edward Kemble Elementary
Elementary · Grades K–3 · Sacramento City Unified
464 students
Sutterville Elementary
Elementary · Grades K–6 · Sacramento City Unified
406 students
Cesar Chavez Intermediate
Middle · Grades 4–6 · Sacramento City Unified
380 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.9%

Net yield (after ~40% expenses)3.5%

Annual rent$25,832

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,212

Loan principal$350,037

Down payment$87,509

Total interest paid$446,453

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.31

Monthly cost to own$2,821

Monthly rent$2,153

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 16th percentile^[1]
Rental yield: 84th percentile^[2]
Property tax: 40th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95822?: The typical home in 95822 is worth $437,546, based on the Zillow Home Value Index.
Are home values rising in 95822?: Home values in 95822 are down 2.9% over the past year, and up 1.1% a year over five years.
What is the typical rent in 95822?: A typical home in 95822 rents for about $2,153 a month, a gross rental yield of 5.9%.
What is the property tax rate in 95822?: The effective property tax rate in 95822 is 0.7% — roughly $2,935 a year on a typical home.
Who lives in 95822?: ZIP code 95822 has a population of 46,569 and a median household income of $86,801.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95619 vs 95822 →
Diamond Springs CDP, CA
Typical home
$440,380
Gross yield
—
95841 vs 95822 →
North Highlands CDP, CA
Typical home
$433,902
Gross yield
4.8%
95823
Sacramento, CA
Typical home
$428,015
Gross yield
6.2%
95645
Robbins CDP, CA
Typical home
$426,914
Gross yield
—
95842
Foothill Farms CDP, CA
Typical home
$423,642
Gross yield
5.3%
95621
Citrus Heights, CA
Typical home
$452,371
Gross yield
4.9%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 95822 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95822

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