HousingHandbookReference data

U.S. ZIP Code · CA95953

Sutter County · Yuba City, CA

Typical home value

$393,557[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.9%
5-year / yr
+3.3%
10-year / yr
+7.1%

Relative price

vs U.S.
+38.5%
vs metro
-8.2%
vs state
-43.8%
ZIP 95953 location in CA
Location of ZIP 95953 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95953 is worth $393,557 — 8.2% below the Yuba City, CA median. Over the past year, values have risen 0.9%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,654[3]

#Climate risk

FEMA National Risk Index ratings for Sutter County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Very High
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Very Low

#Who lives here

Population
11,028[3]
Median household income
$74,786[3]

#Migration

Household moves in and out of Sutter County over a year, from IRS tax-return data.

Net migration
-470[5]
Moved in
2,038
Moved out
2,508

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
3
Middle
1
High
2
  • Luther Elementary

    Elementary · Grades K–5 · Live Oak Unified

    837 students

  • Sutter Peak Charter Academy

    Other · Grades K–12 · Sutter Peak Charter Academy District

    642 students

  • Live Oak High

    High · Grades 9–12 · Live Oak Unified

    591 students

  • Live Oak Middle

    Middle · Grades 6–8 · Live Oak Unified

    404 students

  • Nuestro Elementary

    Elementary · Grades K–8 · Nuestro Elementary

    171 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,990
Loan principal$314,846
Down payment$78,711
Total interest paid$401,568

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,538
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
100th percentile[1]
Rental yield
[2]
Property tax
63rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 95953?
The typical home in 95953 is worth $393,557, based on the Zillow Home Value Index.
Are home values rising in 95953?
Home values in 95953 are up 0.9% over the past year, and up 3.3% a year over five years.
What is the property tax rate in 95953?
The effective property tax rate in 95953 is 0.7% — roughly $2,654 a year on a typical home.
Who lives in 95953?
ZIP code 95953 has a population of 11,028 and a median household income of $74,786.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Loma Rica CDP, CA

    Typical home
    $391,862
    Gross yield
    5.5%
  • Yuba City, CA

    Typical home
    $406,315
    Gross yield
    5.2%
  • Dobbins CDP, CA

    Typical home
    $371,825
    Gross yield
  • Sutter CDP, CA

    Typical home
    $420,011
    Gross yield
  • Meridian CDP, CA

    Typical home
    $420,438
    Gross yield
  • Dobbins CDP, CA

    Typical home
    $428,505
    Gross yield

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