HousingHandbookReference data

U.S. ZIP Code · CA95991

Sutter County · Yuba City, CA

Typical home value

$406,315[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.5%
5-year / yr
+3.0%
10-year / yr
+6.9%

Relative price

vs U.S.
+43.0%
vs metro
-5.2%
vs state
-42.0%
ZIP 95991 location in CA
Location of ZIP 95991 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95991 is worth $406,315 — 5.2% below the Yuba City, CA median. Over the past year, values have risen 0.5%. Homes here rent for a typical $1,772 a month — a 5.2% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,772[2]
Gross yield
5.2%[2]
Cap rate
3.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$3,381[3]

#Climate risk

FEMA National Risk Index ratings for Sutter County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Very High
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Very Low

#Who lives here

Population
42,579[3]
Median household income
$70,590[3]

#Migration

Household moves in and out of Sutter County over a year, from IRS tax-return data.

Net migration
-470[5]
Moved in
2,038
Moved out
2,508

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
14
Elementary
8
Middle
1
High
3
  • Yuba City High

    High · Grades 9–12 · Yuba City Unified

    1,818 students

  • Riverbend Elementary

    Elementary · Grades K–8 · Yuba City Unified

    964 students

  • Gray Avenue Middle

    Middle · Grades 6–8 · Yuba City Unified

    650 students

  • Barry Elementary

    Elementary · Grades K–8 · Yuba City Unified

    601 students

  • Lincrest Elementary

    Elementary · Grades K–5 · Yuba City Unified

    563 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.2%
Net yield (after ~40% expenses)3.1%
Annual rent$21,268

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,055
Loan principal$325,052
Down payment$81,263
Total interest paid$414,586

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.51
Monthly cost to own$2,674
Monthly rent$1,772

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
81st percentile[1]
Rental yield
0th percentile[2]
Property tax
88th percentile[3]

Frequently asked

How much is a home worth in ZIP code 95991?
The typical home in 95991 is worth $406,315, based on the Zillow Home Value Index.
Are home values rising in 95991?
Home values in 95991 are up 0.5% over the past year, and up 3.0% a year over five years.
What is the typical rent in 95991?
A typical home in 95991 rents for about $1,772 a month, a gross rental yield of 5.2%.
What is the property tax rate in 95991?
The effective property tax rate in 95991 is 0.8% — roughly $3,381 a year on a typical home.
Who lives in 95991?
ZIP code 95991 has a population of 42,579 and a median household income of $70,590.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Live Oak, CA

    Typical home
    $393,557
    Gross yield
  • Sutter CDP, CA

    Typical home
    $420,011
    Gross yield
  • Meridian CDP, CA

    Typical home
    $420,438
    Gross yield
  • Loma Rica CDP, CA

    Typical home
    $391,862
    Gross yield
    5.5%
  • Dobbins CDP, CA

    Typical home
    $428,505
    Gross yield
  • Dobbins CDP, CA

    Typical home
    $371,825
    Gross yield

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