HousingHandbookReference data

U.S. ZIP Code · CA95982

Sutter County · Yuba City, CA

Typical home value

$420,011[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.8%
5-year / yr
+3.0%
10-year / yr
+6.7%

Relative price

vs U.S.
+47.9%
vs metro
-2.0%
vs state
-40.0%
ZIP 95982 location in CA
Location of ZIP 95982 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95982 is worth $420,011 — 2.0% below the Yuba City, CA median. Over the past year, values have risen 0.8%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$2,219[3]

#Climate risk

FEMA National Risk Index ratings for Sutter County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Very High
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Very Low

#Who lives here

Population
2,795[3]
Median household income
$96,224[3]

#Migration

Household moves in and out of Sutter County over a year, from IRS tax-return data.

Net migration
-470[5]
Moved in
2,038
Moved out
2,508

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
2
  • Sutter High

    High · Grades 9–12 · Sutter Union High

    768 students

  • Brittan Elementary

    Elementary · Grades K–8 · Brittan Elementary

    495 students

  • Butte View High

    High · Grades 9–12 · Sutter Union High

    27 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,124
Loan principal$336,009
Down payment$84,002
Total interest paid$428,560

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,659
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
88th percentile[1]
Rental yield
[2]
Property tax
19th percentile[3]

Frequently asked

How much is a home worth in ZIP code 95982?
The typical home in 95982 is worth $420,011, based on the Zillow Home Value Index.
Are home values rising in 95982?
Home values in 95982 are up 0.8% over the past year, and up 3.0% a year over five years.
What is the property tax rate in 95982?
The effective property tax rate in 95982 is 0.5% — roughly $2,219 a year on a typical home.
Who lives in 95982?
ZIP code 95982 has a population of 2,795 and a median household income of $96,224.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Meridian CDP, CA

    Typical home
    $420,438
    Gross yield
  • Dobbins CDP, CA

    Typical home
    $428,505
    Gross yield
  • Yuba City, CA

    Typical home
    $406,315
    Gross yield
    5.2%
  • Live Oak, CA

    Typical home
    $393,557
    Gross yield
  • Loma Rica CDP, CA

    Typical home
    $391,862
    Gross yield
    5.5%
  • Plumas Lake CDP, CA

    Typical home
    $450,772
    Gross yield
    6.1%

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