How much is a home worth in ZIP code 95961?

The typical home in 95961 is worth $450,772, based on the Zillow Home Value Index.

Are home values rising in 95961?

Home values in 95961 are down 2.8% over the past year, and up 3.1% a year over five years.

What is the typical rent in 95961?

A typical home in 95961 rents for about $2,280 a month, a gross rental yield of 6.1%.

What is the property tax rate in 95961?

The effective property tax rate in 95961 is 0.8% — roughly $3,789 a year on a typical home.

ZIP code 95961 has a population of 33,999 and a median household income of $89,561.

HousingHandbookReference data

…

U.S. ZIP Code · CA95961

Yuba County · Yuba City, CA

Typical home value

$450,772^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.8%
5-year / yr: +3.1%
10-year / yr: +7.1%

Relative price

vs U.S.: +58.7%
vs metro: +5.2%
vs state: -35.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95961 is worth $450,772 — 5.2% above the Yuba City, CA median. Over the past year, values have fallen 2.8%. Homes here rent for a typical $2,280 a month — a 6.1% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,280^[2]
Gross yield: 6.1%^[2]
Cap rate: 3.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $3,789^[3]

#Climate risk

FEMA National Risk Index ratings for Yuba County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively Low
Hurricane: Not Applicable
Tornado: Very Low
Earthquake: Relatively Low
Winter weather: Very Low

#Who lives here

Population: 33,999^[3]
Median household income: $89,561^[3]

#Migration

Household moves in and out of Yuba County over a year, from IRS tax-return data.

Net migration: +363^[5]
Moved in: 3,207
Moved out: 2,844

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 11
Elementary: 7
Middle: 2
High: 2

Lindhurst High
High · Grades 9–12 · Marysville Joint Unified
1,214 students
Yuba Gardens Intermediate
Middle · Grades 7–8 · Marysville Joint Unified
724 students
Arboga Elementary
Elementary · Grades K–8 · Marysville Joint Unified
722 students
Cobblestone Elementary
Elementary · Grades K–5 · Plumas Lake Elementary
571 students
Ella Elementary
Elementary · Grades K–6 · Marysville Joint Unified
552 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.1%

Net yield (after ~40% expenses)3.6%

Annual rent$27,363

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,279

Loan principal$360,618

Down payment$90,154

Total interest paid$459,948

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.30

Monthly cost to own$2,971

Monthly rent$2,280

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 94th percentile^[1]
Rental yield: 100th percentile^[2]
Property tax: 94th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95961?: The typical home in 95961 is worth $450,772, based on the Zillow Home Value Index.
Are home values rising in 95961?: Home values in 95961 are down 2.8% over the past year, and up 3.1% a year over five years.
What is the typical rent in 95961?: A typical home in 95961 rents for about $2,280 a month, a gross rental yield of 6.1%.
What is the property tax rate in 95961?: The effective property tax rate in 95961 is 0.8% — roughly $3,789 a year on a typical home.
Who lives in 95961?: ZIP code 95961 has a population of 33,999 and a median household income of $89,561.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95977 vs 95961 →
Smartsville CDP, CA
Typical home
$451,677
Gross yield
—
95692 vs 95961 →
Wheatland, CA
Typical home
$455,255
Gross yield
—
95962
Dobbins CDP, CA
Typical home
$428,505
Gross yield
—
95993
Yuba City, CA
Typical home
$478,278
Gross yield
5.7%
95957
Meridian CDP, CA
Typical home
$420,438
Gross yield
—
95982
Sutter CDP, CA
Typical home
$420,011
Gross yield
—

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#Jump to section

U.S. ZIP Code · CA95961

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