HousingHandbookReference data

U.S. ZIP Code · CA95977

Yuba County · Yuba City, CA

Typical home value

$451,677[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-4.0%
5-year / yr
-0.1%
10-year / yr
+4.0%

Relative price

vs U.S.
+59.0%
vs metro
+5.4%
vs state
-35.5%
ZIP 95977 location in CA
Location of ZIP 95977 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95977 is worth $451,677 — 5.4% above the Yuba City, CA median. Over the past year, values have fallen 4.0%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,531[3]

#Climate risk

FEMA National Risk Index ratings for Yuba County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively High
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
1,780[3]
Median household income
$104,545[3]

#Migration

Household moves in and out of Yuba County over a year, from IRS tax-return data.

Net migration
+363[5]
Moved in
3,207
Moved out
2,844

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,284
Loan principal$361,342
Down payment$90,335
Total interest paid$460,872

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,871
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
13th percentile[1]
Rental yield
[2]
Property tax
38th percentile[3]

Frequently asked

How much is a home worth in ZIP code 95977?
The typical home in 95977 is worth $451,677, based on the Zillow Home Value Index.
Are home values rising in 95977?
Home values in 95977 are down 4.0% over the past year, and down 0.1% a year over five years.
What is the property tax rate in 95977?
The effective property tax rate in 95977 is 0.6% — roughly $2,531 a year on a typical home.
Who lives in 95977?
ZIP code 95977 has a population of 1,780 and a median household income of $104,545.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Plumas Lake CDP, CA

    Typical home
    $450,772
    Gross yield
    6.1%
  • Wheatland, CA

    Typical home
    $455,255
    Gross yield
  • Dobbins CDP, CA

    Typical home
    $428,505
    Gross yield
  • Yuba City, CA

    Typical home
    $478,278
    Gross yield
    5.7%
  • Meridian CDP, CA

    Typical home
    $420,438
    Gross yield
  • Sutter CDP, CA

    Typical home
    $420,011
    Gross yield

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